First accident!

Glad to hear you are ok ....

Goes to show .... wear the right gear all the time ....

Friend of mine came off last week ..... just wearing suit trousers as only going 2 mins down the road ..... got knocked off by a van - he's ok, but he'd have saved himself a lot of pain but putting his riding trousers on !!!

glad its nowt too serious for you. very fixable stuff GWS

Broken big toe is damn painful and worth a few shekels.

Hope you heal up soon mate

Good job you're in one piece mate and the boots did there job!

And that the girl admitted liability is a plus! Hope you're back on the road soon!

Well she didn't actually say "it was my fault" but she did say "I'm so, so sorry" almost constantly.

I'm aware that once the dust has settled and they've talked it over with family, friends and insurers, people can start to change their story and deny liability. We'lll have to see what happens.

But what I do have is agreement from the paramedic that she'll make a witness statement that she heard the girl apologising profusely to me. That must help I think.

Also I recall afterwards moving the bike out of the road, a bus was behind me waiting for the road to clear. I guess the lawyers can look at the bus routes, ask some questions and track down the driver who must have seen it happen.

And the engine was running on the floor - I had to go over and hit the kill switch.

Just go through your insurance mate, if it's not your fault your NCB will be unaffected. Not going through your insurance may encourage the other party to wonder why you're not. Maybe he isn't insured? Maybe he thinks it's his fault and doesn't want to get his insurers invlolved...maybe it is his fault! I might chance my arm with this bloke...

From experience, even the most appologetic people on the day can still be complete tw*ts when it comes to parting with hard cash. Let someone else handle it for you, that's what insurance is for.

That said I've always been fully comp, but I believe even with third party the insurers will still handle this for you. Worth a phone call at least.

Nearly forgot, GWS!

I'm sorry to hear what happened to you.. GWS! I guess the broken toe is a real pain.. Shifting with one can really bring some pain into riding. Hope we'll hear soon about how you fixed the bike and didn't pay a dime and how the toe is all much better

Sounds like you'll be fine mate ...... (re. liability)

Definately an insurance job ....

get insurance involved!!!, my first and only accident in 26 yrs of riding was in may this year'......the car driver did one from the scene, even tho i have 5 witness statements all giving the same description of the driver and said cars reg number hes still denying been involved....finally affter 7 months of hell, they are prosectuing at crown court ......and as of yet i havnt had a penny for my wrote off bike/gear and knee surgery...BUT I WILL SEE HIM PAY!!!

Originally Posted by Philbo

Just go through your insurance mate, if it's not your fault your NCB will be unaffected. Not going through your insurance may encourage the other party to wonder why you're not. Maybe he isn't insured? Maybe he thinks it's his fault and doesn't want to get his insurers invlolved...maybe it is his fault! I might chance my arm with this bloke...

From experience, even the most appologetic people on the day can still be complete tw*ts when it comes to parting with hard cash. Let someone else handle it for you, that's what insurance is for.

That said I've always been fully comp, but I believe even with third party the insurers will still handle this for you. Worth a phone call at least.

Nearly forgot, GWS!

+ 1
when i had my first car crash the other driver admitted his fault on the day then changed his story