Car accidents and insurance?

[Bluepete]

And on the subject of claims after collisions;

http://www.manchestereveningnews.co...._to_pay_back_1_

Pete

Have been called by police to a few jobs like this i.e. minor shunt, minimal damage, no airbags deployed etc usually get met by copper who says it sounds like a "there's a pain there's a claim" type scenario but because someone is reporting an injury we can't be too careful.

Often once you point out that as they are reporting central spinal/neck pain they need to be fully immobilised with a collar and board, also we need to get the fire brigade to cut the roof off your car since the design/positioning of your car means we can't slide you out on a rescue board and would you mind if I put this needle in your arm in case we need to give you any drugs they often feel much better. Occasionally they are genuine even after an apparently trivial collision but I think a lot of people do take the mick. Even had one person state their child had neck pain but as soon as he was told they needed to go to hospital he soon changed his tune... How sick was that?

[yorkie_chris]

Originally Posted by Bluepete

And on the subject of claims after collisions;

http://www.manchestereveningnews.co...._to_pay_back_1_

Pete

'Stanis round here are well known for it.

Originally Posted by Kuze

Excellent idea!!!

My driving intructor always said to apply the handbrake when you stop and therefore wouldnt shunt someone infront should someone hit you from behind.

Of course the person he hit at first may change their mind and claim for some "damage" discovered after the event so he'd lose his NCB then.

I am digusted by the whiplash claim though. If your geniunely hurt then fair enough (as i was) but the "aha it wasnt my fault cash in time" sickens me.

Your instructor drove another of these granite cars then, because the impact wouldn't push you forward even with the handbrake on, of course.

I had a minor tap with a guy, his 4x4 was completely undamaged because his big bumper had dented my front fender. He agreed at the roadside that his car was likely undamaged and so long as his mechanic agreed that would be that.

A few days later his insurer calls and I ended up having to put a claim in. I want to blame the guy but know it was probably his wife who made him put it in!