Car Insurance!!!

[Mr Speirs]

Originally Posted by specialone

On a good note, my van insurance went down this year to £250, im with Quoteline direct for my commercial insurance and for some reason went down £50.

Cheapest cover is not always the best BTW.

I know that's what's bringing the price up also. I always have protected no claims, no voluntary excess which always adds upwards of a hundred quid. My renewal still has this included too.

Originally Posted by Mr Speirs

Privilage was more than £200 more expensive than my renewal quote.
It looks like my renewal quote is the cheapest but when you are paying more than the previous year you can't help but feel cheated somewhat.
But this is what I am saying everyone that provides car insurance seems to have bumped their prices up significantly.

It seems everybodys insurance is different, even when the details are similar.
Shopping around is the only way if you feel your paying too much, maybe offer higher excess, limited mileage etc that can sometimes lower the premiums.

I've often seen my premiums jump up for no reason. I think they just rely on people being lazy and not shopping around. I have a diesel Scenic. I have 20 yrs no claims and just lost the 3 speeding points I had as it was more than 5 years ago. In December the insurers bumped it up by £75 to £280. I shopped around and got it for £180 comprehensive, even with business use.

My advice - go to moneysavingexpert.com and follow his guidance for getting the best quote using a combination of comparison sites. I got mine through gocompare.com, which directed me to M&S financial services for the best quote.

HTH Keith

just had myine renewed. £611 with 7yrs ncb with 1 claim. They originally wanted £970 till i told them where to go

[Mr Speirs]

See I think £611 is too expensive as I paid £360 fully comp, protected no claims and no voluntary excess lasy year, now its £450 and the compulsory excess has gone up to £450!!

I'm paying £1839 for tpft, i wish my insurance was as cheap as yours...

Originally Posted by BanditPat

I'm paying £1839 for tpft, i wish my insurance was as cheap as yours...

Why would anyone pay more than the cars worth in insurance?!

Originally Posted by BanditPat

I'm paying £1839 for tpft, i wish my insurance was as cheap as yours...

Im paying just over £1300 tpft

Originally Posted by speedplay

Why would anyone pay more than the cars worth in insurance?!

Well I can't afford to buy a car thats worth much so if i want to drive a car as well then i have no choice really.I could have gotten maybe £400 quid cheaper if i had chose a different car but i wasnt willing to drive something thats the same size as a lunch box with a piddly little 1.2 litre engine.

Originally Posted by BanditPat

Well I can't afford to buy a car thats worth much so if i want to drive a car as well then i have no choice really.I could have gotten maybe £400 quid cheaper if i had chose a different car but i wasnt willing to drive something thats the same size as a lunch box with a piddly little 1.2 litre engine.

Its not all based on engine size.

Some of the ratings are based on security too.

Jenn went to the freelander from her saxo and although the car was worth worth more and had a bigger engine (nearly a litre bigger) the insurance was the same.