Do all insurance Co. rip you off?

http://www.moneysavingexpert.com/new...nce-admin-fees

[rowdy]

Yes, but only after they have given you a competitive quote and got you by the short and curlys.

Having recently moved I notified our insurance providers of change of address. Having three car policies and one bike policy that was around £75 extra for admin fees alone. Then, even though the area I've moved to is far quiter with less criminal activity, they increase the premium because I have moved about 5 miles from where I used to live.
When I asked why, I was told it was because there are more claims in the area. Given the fact that most of the roads in and around the village are single track back roads this may seem fair enough (although its full of chelsea tractors that don't like giving way, and sloshed businessmen in Mercs etc that do not help), although oddly the only policy that hadn't increased out of all my vehicles was the one for an Impreza WRX, but then that policy has gone from £350 to nearly £600 in the last two and a half years with the same insurance company, and without a claim being made on the policy for over fifteen years.

I don't really see the problem. They're entitled to charge an admin fee for a change to insurance. £35 is a bit steep though.