Advice cat c write off.

I insured a cat c xr3i cabrio (way back in the day) and it was £300 more than the non cat c one I had.
When I asked about why this was, it was exained that because the car had had previously been in an accident, it was classed as a higher risk.
Sounds like crap to me but then they also do the same thing with Q plates too.

Originally Posted by speedplay

I insured a cat c xr3i cabrio (way back in the day) and it was £300 more than the non cat c one I had.
When I asked about why this was, it was exained that because the car had had previously been in an accident, it was classed as a higher risk.
Sounds like crap to me but then they also do the same thing with Q plates too.

I know for certain that the the main insurers no longer ask about the vehicle history and don't carry out any checks. If it's legally on the road (taxed and tested) then they can't penalise you and let the boy driving his 20 year old Fiesta that he's never serviced and just scrapes by the MOT pay a lower premium. I think the Financial Services Authority may have captured this under the 'Treating Customers Fairly' umbrella.

Cheers for all the advice. Will see if it sells before next Saturday- then go and offer £200. Plus I have another on eBay that's local which I can go and see before hand.

Cat C bikes are good buys if you know the history, as a few of you know ive done up 2 of them and the owners are still more than happy or atleest they was lol.

if i knew the owner and the accident id buy one