Aftermarket exhausts and insurance?

[MisterTommyH]

^^ Don't think you'd actually be uninsured - although they might try to wriggle out of it. They'd probably make you pay the difference between your actual premium and what it should have been if you'd declared (assuming that there is no power increase).

If you're stupid enough not to tell them at all then yes you will not be insured, I had to tell them I had a different brand of tyre on but because my belly pan grab rail and gel seat where all Triumph and an optional extra they didn't count as upgrades I believe this is true for the optional extra Arrow cans you can get with new Triumphs.

I even have to tell them if I change the bulbs how crazy is that?

[NTECUK]

I rang mine . They refer it and rang back and said no increase.
My can is a Delkevic carbon stubby.

i had a bit of an off on mine and had it repaired through the insurance and to keep the cost of the repairs down the repair centre fitted a scorpion exhaust instead of an original. I haven't told my insurance company myself but presume they must know as they should of had all the repair items itemised in their bill.

I insured my bike (ebike) including the blueflame evo it had on it at the time. Didn't want to risk a dispute in the event of a claim. I've recently changed the can for a scorpion carbon oval but I havn't bothered to notify the insurance company this time around because if I recall, I only had to declare that the exhaust was non-standard/aftermarket and didn't have to specify a make/model of can so no change to details needed I reckon.

[yorkie_chris]

Originally Posted by SUPERSTARDJ01

If you're stupid enough not to tell them at all then yes you will not be insured,

Not correct.


Any consumable item like tyres, brake pads, oil, do what you want as long as it's suitable. Obviously if you fit a non load rated tyre to a goldwing and slide into a bus stop full of nuns when it bursts you'll have problems, otherwise you'll be fine.

With everything insurance it's not as simple as "uninsured" or "void", you can't just "void" insurance, it's more complicated than that. Think more along the lines of if the modification would contribute as cause of an accident...

Originally Posted by yorkie_chris

Not correct.


Any consumable item like tyres, brake pads, oil, do what you want as long as it's suitable. Obviously if you fit a non load rated tyre to a goldwing and slide into a bus stop full of nuns when it bursts you'll have problems, otherwise you'll be fine.

With everything insurance it's not as simple as "uninsured" or "void", you can't just "void" insurance, it's more complicated than that. Think more along the lines of if the modification would contribute as cause of an accident...

.... Or an increase in the risk of theft. +1 Not as simple as "void".

Originally Posted by dkid413

I insured my bike (ebike) including the blueflame evo it had on it at the time. Didn't want to risk a dispute in the event of a claim. I've recently changed the can for a scorpion carbon oval but I havn't bothered to notify the insurance company this time around because if I recall, I only had to declare that the exhaust was non-standard/aftermarket and didn't have to specify a make/model of can so no change to details needed I reckon.

Just ran a quote to ammend my policy to include:

• Exhaust inc performance increase up to 5%
• Carbon replacement parts to value of £500
• Hugger
• change of screen
• change of indicators
• seat cowl

No change to premium at all including all the above until I changed exhaust from "replacement no performance increase" to "performance increase up to 5%". Additional premium then came in at £15 extra over the year. Hardly worth dodging this small fee considering if I stack my bike, the scorpion carbon can costs £300 alone. Best to be covered I reckon. Changes made to policy.

[ogden]

Is there something wrong with the standard exhaust? Mine seemed fine - it had a hole at one end for the gas to go in, a hole at the other end for the gas to come out, and some stuff in the middle to stop the gas going anywhere else.

[DJ123]

Originally Posted by ogden

Is there something wrong with the standard exhaust? Mine seemed fine - it had a hole at one end for the gas to go in, a hole at the other end for the gas to come out, and some stuff in the middle to stop the gas going anywhere else.

The sound, the looks & the weight.