Cheeky f***ers

Standard practice in the insurance game, get people in cheap to be competitive then hike the premiums in later years on auto renewals and hope that people don't notice.

Having said that there's lots of talk about personal injury claims pushing prices up too which won't be helping.

[timwilky]

I am with Hastings after Carole Nash went up 70 quid despite yet another no claims etc. And refused to make a competativ quote.

It is so annoying that I need to change every year to keep the price down.

Make sure MCE get notice that you will not be renewing as they tend to hit your card otherwise.

[Wideboy]

my cage insurance has gone up 300 quid this year because i was rear ended (not in a good way) at a junction. 100% not my fault, woman was with the same insurance company so it was sorted and settled within 10 mins on the phone and i had in writing that my insurance would only go up or down based on the claims made in my age group yada yada ya, yet when i run a quote with the same company without declaring and accident its the same price as the year before?

seems i am paying for the privilege of someone else hitting me?. if i didn't like my car as much as i do I'd sell it just out of principal

MCE need to go die anyway, they stole money from me before, only gave it back when i pointed out the illegalness of their ways

[Fallout]

I only have TPFT. I don't see the point of having fully comp for an old curvy like mine. It only takes a few years of insurance savings to cover most of the parts for a minor accident (a few cracked fairings, a lever etc), if I was to have one. And I wouldn't claim for those anyway, because it wouldn't be worth losing my NCB over. I could only imagine claiming if I wrote the bike off in a big way, and then I think I would have snapped legs to worry about.

My insurance was £62 last year. I know it's a gambling game, but it's worth a gamble if you're skint.

[ogden]

Re: Hastings, I've used them a few times, including one theft claim, and they've been fine. They're one of my handful of go-to guys for quotes.

They're just a broker though, remember - when it comes to a claim you're dealing with the underwriter and their handlers. On which note Chaucer didn't mess me about at all when I put in that claim.

[NTECUK]

I'm with Hastings and my reg number was wrong.They sorted it straigth away and as the docs are e mailed got my tax next day.
They do seam very cheap for comp ,yes i know im an old duffer but £130 2 mods (exhust and throttle) with no no claims?
Wounder what claiming like though

Mine's up in May so I might give Hastings a try depending on where Bike Team are compared with this year

[Red Herring]

I'm lucky being an old git and I pay under £200 for a garage full of bikes, several of which are fairly modified, but I've only got 3rd party cover. Unless you're got a particularly valuable bike which you leave parked in public regularly (commuters?) I decided long ago that it wasn't even worth having theft cover. If your bike is worth 3-4k by the time you knock off any excess and then add up the next five years hike in premium it's just not worth claiming. I have got a big dog and a well alarmed garage though.....

[dyzio]

Fair enough, but have you never been quoted more for TP only cover than fully comprehensive?

I'm with Hastings, gave me a great quote last year, Not had to test them but I've always heard good things otherwise I wouldn't have gone with them