Morning Crash

Here we go. Few pics of the damage. Lots of broken plastics, but as far as I can tell its all repairable. Looks like I need a new radiator and then the left side lever, indicator, footpeg etc. Not too bad but reckon they'll still write it off.

ouch

[ethariel]

Ouchie indeed, GWS!

Went to my GP for a checkup and he referred me to A&E. The knee is soft tissue damage however the shoulder is ligament damage and I have been told I'll need physio or it could become chronic.

The insurer of the driver, Admiral, have been brilliant. They've given me a courtesy car and are collecting my bike. He said they will most likely wrote it off and if we agree a settlement they'll send a cheque and let me keep the car for a week while I find a replacement bike.

He also said they would make an offer to me for personal injury once I have been assessed. Has anyone had any experience of this before? My insurers solicitors said they would deal with it all but would take 10%. I'm not looking to milk this but also don't want to be short changed so to speak.

Any advice would be warmly received.

Thanks
WB

Regardless of situations, insurance is there for a reason and the drivers state of mind shouldn't be an issue here as all he needs to do is admit fault. Hope things go smoothly.

[PyroUK]

Damn! That is seriously unlucky for both of you!

Haggle the hell out of the value! Is that a thou?

GWS bud!

[Biker Biggles]

They will offer you a low price for the bike so make sure you include all your kit in the claim,including boots helmet gloves jacket and trousers.

Originally Posted by Biker Biggles

They will offer you a low price for the bike so make sure you include all your kit in the claim,including boots helmet gloves jacket and trousers.

They've already agreed to pay me for gloves and helmet. They asked whether my jacket and trousers are damaged and I said I hadn't looked. I've now looked and they're fine - I've gone into the ground rather than along it so there's no damage. They'd take them away to inspect so I probably won't pursue that one.

As for the bike, luckily I used to work for a motor insurance claims department so I know how they like to do business! I've already looked and know how much it would cost to buy a bike of a similar age, mileage and condition so that's all I'm looking for.

The personal injury thing is more of an unknown to me. That's where I could do with a pointer.

[Bluepete]

I think that if you accept the initial PI payment, you'll be unable to make any further claim against them. It'll be a one off payment.

You can, in some serious injury circumstances, take an initial payment pending your treatment being successful or not and the implications that would bring. Then a final payment once the treatment is complete and the injuries healed.

I'm really pleased to hear his insurance company is being decent, it makes a change. GWS.
Pete

As above I had a payout for nerve damage and scar tissue in my back and hip. I was told that my injury would last 12 months. It's now been 11yrs so make sure the offer doesn't say final as I have been shafted by that