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Old 15-07-05, 09:01 AM   #11
Flamin_Squirrel
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Quote:
Originally Posted by Nekkid
Quote:
Originally Posted by Kate
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
It is. If you've been invloved in an accident , regardless of fault, insurance premiums will often rise.
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Old 15-07-05, 09:04 AM   #12
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Quote:
Originally Posted by Flamin_Squirrel
Quote:
Originally Posted by Nekkid
Quote:
Originally Posted by Kate
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
It is. If you've been invloved in an accident , regardless of fault, insurance premiums will often rise.
Yep, it definitely does happen. It happened to me last year when someone hit my parked car
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Old 15-07-05, 09:05 AM   #13
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Originally Posted by thor
Hmm, well before you give them an estimate, get it round to mine and me and Joe will take off the rear fairing and compare it to mine for damage. I wouldn't want you find out much later that something serious was wrong after you have settled with the prat.

Have you spoken to Joe about it?
Yep, Joe is going to have a look at it tonight and hopefully take it into work tomorrow.
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Old 15-07-05, 09:09 AM   #14
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Cool. Let me know if you want to look at mine or use the garage.
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Old 15-07-05, 09:10 AM   #15
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Quote:
Originally Posted by Nekkid
Quote:
Originally Posted by Kate
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
This is a difficult one. In order for it to truly be considered not your fault, you must be reimbursed your excess! For your insurance company to recognise this, they will probably want to do it through their official legal channels.


If I were you Kate... don't let anyone touch your bike. Get it to a professional shop, Steve Jordan's would be fine, and ask for an estimate for all repair work. Don't let this guy off by wasting your time doing it yourself!

When he finds out how much it's going to cost, he'll more than likely want to get his insurance company involved - assuming he's got one Now, did he give you those details? If there's ANY funny business, go to his insurance company.

How many pictures of the scene did you get? To be honest, the damage to your bike speaks for itself.
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Old 15-07-05, 09:13 AM   #16
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Quote:
Originally Posted by Kate
Quote:
Originally Posted by thor
Hmm, well before you give them an estimate, get it round to mine and me and Joe will take off the rear fairing and compare it to mine for damage. I wouldn't want you find out much later that something serious was wrong after you have settled with the prat.

Have you spoken to Joe about it?
Yep, Joe is going to have a look at it tonight and hopefully take it into work tomorrow.
Really this should be an insurance job, and you'll be able to claim for it as such, from him. I personally would put that power to good use, and get a proper professional quote.

Then, get the parts and perhaps do it yourself, once you have the money from him. Remember, you're doing him a favour if you don't go through his insurance company.
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Old 15-07-05, 09:20 AM   #17
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Yeah, thats what I figured - get a full official quote and then contact him. If he gets at all arsy I'll just go through the insurance companies.
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Old 15-07-05, 09:23 AM   #18
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It's probably a company van, and he's not registered to drive it.
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Old 15-07-05, 09:26 AM   #19
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Sorry to hear about the the prang, but at least the damage is to your bike and not to you. That's more easily fixed.
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Old 15-07-05, 09:27 AM   #20
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He did seem extremely keen not to go through the insurance companies. I have his work address, home address and a pic of his number plate. Will have to see.
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