No Claims Bonus. - Page 2 - SV650.org

Viney · 31-05-06, 02:35 PM

Quote:

Originally Posted by tomjones2

Quote:

Originally Posted by sv_dan

Thanks guys. In fact I just realised that I have one years NCB which I have for my GN250 which has been sat in my garden rotting for the last 6 months!

Yahoo!

Its the first year you really want, you get the biggest discount to start with and the the increase in the discount goes down progressively until you hit the maximum ncb.

On average 1st year = 30-33%, then on a sliding scale to the maxumum of 65% which should be 5 years. This counter acts the increase in premiumns and insurance tax. Last year i saved £4.40 from the previous year

31-05-06, 02:44 PM

if you have a bike with say 1 yr NCB and decide to buy another and then start another policy, you can't state you have 1 yr NCB as it's being used for the other bike, you have to start at zero, or add it on to the other insurance.

Viney · 31-05-06, 03:08 PM

Quote:

Originally Posted by Gnan

if you have a bike with say 1 yr NCB and decide to buy another and then start another policy, you can't state you have 1 yr NCB as it's being used for the other bike, you have to start at zero, or add it on to the other insurance.

If you have full ncb and most comapnies will offer an introductory discount on a second vehicle. You can also, afaik transfer the NCB from a bike to a car, so i was told. Thats probably a load of tosh.

31-05-06, 05:04 PM

I built up a full NCB on a bike, stopped riding and got a car but they wouldn't let me transfer it over. So I built up a full NCB on my car then got a bike. They told me I had lost my full bike NCB and although I had spent five years building a full car NCB in that time it counted for nothing.

If I ever stop riding again I am going to get an old broken down 50cc moped for £10 and keep that insured.

Biker Biggles · 31-05-06, 05:13 PM

Interesting one about using your NCB from a bike when you get a car.It certainly used to be the case that the one was not transferrable to the other,but I thought there was a company that had moved on this.Did'nt Carole Nash start doing a combined car bike policy which enabled you to use NCD from either?Or did I imagine that?
Several companies now offer insurance for all sorts of vehicles so I see no reason why your NCD should not be transferrable.Ebike also has Ecar and Evan all run by the same firm so why not recognise the NCD?

01-06-06, 11:18 AM

I lost 5 years no claims discount because i had a company car for 2 years - i hate insurance companys........

20-01-07, 02:17 PM

My bike was blown over in the storm on Thursday

Basically the fuel tank is knackered.

Is it worth claiming and losing my NCB or taking the hit myself and stay schtum?

I have £250 excess so it is looking like an expensive tank

TSM · 20-01-07, 02:19 PM

How knackerd is it? why not just get a baglux to cover the damage or scout on ebay for a second hand tank.

Stu · 20-01-07, 02:33 PM

Quote:

Originally Posted by TSM

How knackerd is it? why not just get a baglux to cover the damage or scout on ebay for a second hand tank.

Who would ever do that

20-01-07, 03:45 PM

Quote:

Originally Posted by wheelnut

My bike was blown over in the storm on Thursday

Basically the fuel tank is knackered.

Is it worth claiming and losing my NCB or taking the hit myself and stay schtum?

I have £250 excess so it is looking like an expensive tank

I will be cheaper to get a tank from eBay and that way it won't affect your NCB.

31-05-06, 05:13 PM	#15
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	Interesting one about using your NCB from a bike when you get a car.It certainly used to be the case that the one was not transferrable to the other,but I thought there was a company that had moved on this.Did'nt Carole Nash start doing a combined car bike policy which enabled you to use NCD from either?Or did I imagine that? Several companies now offer insurance for all sorts of vehicles so I see no reason why your NCD should not be transferrable.Ebike also has Ecar and Evan all run by the same firm so why not recognise the NCD? __________________ On a clear day we stand there and look further than the ordinary eye can see.

20-01-07, 02:19 PM	#18
TSM The Sick Man Mega Poster Join Date: Nov 2004 Location: Peckham.SE.LDN Posts: 4,768	How knackerd is it? why not just get a baglux to cover the damage or scout on ebay for a second hand tank. __________________ OTR: KTM 690 Duke R 2015 Full Akro SIDELINE: Kwak ZX636 A1P 2002, Red, R&G's, Yoshi, Double Bubble Screen GONE: Kwak ZX-7R P1, Full Akro, Undertray, Screen GONE: SV650S K2 Very Bruised & Without Fairing, Motovation Frame Sliders, R&G Ally Sprocket Toe Protector, HEL 2 Line Setup, GSXR K1 600 RWU Forks, Barnett Clutch & Springs, Penske 8981 Shock, Gilles Ti Rearsets, Steel Barends, Scottoiler, AFAM Chain & Sprockets, Twin FIAMM Horns, Skidmarx Bellypan, Full Micron Zeta Steel System, Cut down undertay. Forum Problems & Information / Site Suggestions

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31-05-06, 02:44 PM	#12
Gnan Guest Posts: n/a	if you have a bike with say 1 yr NCB and decide to buy another and then start another policy, you can't state you have 1 yr NCB as it's being used for the other bike, you have to start at zero, or add it on to the other insurance.

31-05-06, 05:04 PM	#14
Toypop Guest Posts: n/a	I built up a full NCB on a bike, stopped riding and got a car but they wouldn't let me transfer it over. So I built up a full NCB on my car then got a bike. They told me I had lost my full bike NCB and although I had spent five years building a full car NCB in that time it counted for nothing. If I ever stop riding again I am going to get an old broken down 50cc moped for £10 and keep that insured.

01-06-06, 11:18 AM	#16
mac Guest Posts: n/a	I lost 5 years no claims discount because i had a company car for 2 years - i hate insurance companys........

20-01-07, 02:17 PM	#17
wheelnut Guest Posts: n/a	My bike was blown over in the storm on Thursday Basically the fuel tank is knackered. Is it worth claiming and losing my NCB or taking the hit myself and stay schtum? I have £250 excess so it is looking like an expensive tank