new pedal bike (through the cycle to work scheme)

Oh, also, I realllly wouldn't go full suspension unless you're looking to go over a grand, at least. They weigh a lot more than a hardtail at the ?1k point and are harder to ride, set up and enjoy, unless you do a lot of jumping. A decent hardtail these days will do anything, I used to do 20 miles a day on my bicycle for fun and found it great, could ride 20 miles in about 50 minutes by the end of it all.

Is it me or do there seem to be a lot of cycling related threads at the moment?

Originally Posted by chakraist

Is it me or do there seem to be a lot of cycling related threads at the moment?

Blame it on the petrol prices...

i know what your saying. basically i'm just using the scheme to get myself a decent bike. having had hardtails in the past i'm kind of wanting to try the full sus thing. i think it'll help, some fairly good stuff round my way for it!

at the moment i'm thinking specialized FSR xc comp. i know its the entry level version, but its coming in at ?899 rrp. so within the budget and looks fairly good spec. plus a decent base to add new shiney bits to it if i get the bug for it! anyone any thoughts? or recommendations full sus more kind of cross country bit of everything bike round about 1K

[mattSV]

Originally Posted by sarah

but you have to buy the bike from your work at the end of the 12 months (or however long the scheme is for)

edit: just noticed this point has already been covered

Correct - in theory, I will have to pay a final payment for my bike at the end of the 3 years. However, how the hell do you value a pushbike after 3 years of use. if they want to come out and value it, then i have a POS of the garage worth about 20 quid they can have a look at

Originally Posted by mattSV

Correct - in theory, I will have to pay a final payment for my bike at the end of the 3 years. However, how the hell do you value a pushbike after 3 years of use. if they want to come out and value it, then i have a POS of the garage worth about 20 quid they can have a look at

I wouldn't want to pay 60% of the cost of the bike, for my employer to turn around and demand an extra couple of hundred pounds at the end It seems very vague this 'hire purchase' final payment option.

[Gazza77]

Originally Posted by gettin2dizzy

I wouldn't want to pay 60% of the cost of the bike, for my employer to turn around and demand an extra couple of hundred pounds at the end It seems very vague this 'hire purchase' final payment option.

For it to be an HP agreement, woudln't every employer that runs this scheme need to have a Consumer Credit License?

Originally Posted by Gazza77

For it to be an HP agreement, woudln't every employer that runs this scheme need to have a Consumer Credit License?

It seems to run that way. The company 'own' the bike.

I've only got 2 months left at work. I wonder if they'd just forget about it

[Gazza77]

Originally Posted by gettin2dizzy

It seems to run that way. The company 'own' the bike.

I've only got 2 months left at work. I wonder if they'd just forget about it

You never know, I've seen it happen with other salary deductions often enough!

on the plus side, i've just had my e-mail saying i was accepted to scheme and i'll be getting my voucher in the next 4 working days, then its off to get my bike! well i say get my bike, i need to wait on halfords ordering it in. (decided to go with a specialized XC fsr comp if anyones interested) so looking forward to getting a blast on some decent trails on it!

my only concern will be the guys at halfords building the bike up. think i'll be going straight home with it and just giving all the nuts and bolts a quick once over myself!

[jambo]

Intresting thread.

Clearly I know nothing about bicycles, but I was thinking on this a while ago. The downside is that I live 15 miles from work, and those are 15 London miles with bomb holes in the tarmac, tons of traffic and plety of hills. I'm not sure I'm fit enough to manage that twice a day!

Jambo