Young people, check your insurance!

I have a weird thing with Express Insurance (Suzuki) which means that I don't pay any excess at all for the first claim per year and strangley it didn't matter if I opted out of it...the premium was the same!

[jamesterror]

Thought it was worth looking into this for insurance as its gonna sting me.

FC - £1168
TPFT - £729
TP - £611

[Dave20046]

Originally Posted by jamesterror

Thought it was worth looking into this for insurance as its gonna sting me.

FC - £1168
TPFT - £729
TP - £611

Have you had a claim? Theyre very similar to my quotes but with a recent claim under my belt. When I had no claims an 2year ncb I was getting quotes about 3-400 punds cheapers than those

£500 voulentry though thats why its so cheap me 17, 1 yr ncb, fully comp, vol excess £250, comp excess £100 (i think) premium £708 and i think im with kig through MCE

[the_lone_wolf]

Originally Posted by Luckypants

1. That the cover the MCE policy offers is same or better than your current policy.
2. Have you seen the size of the 'voluntary' excess on that quote you posted up? If a third party makes a claim for £650 you have to pay ALL of that! Hardly worth having insurance if you still get stung for that much in event of a claim.

Mike, being young requires a silly excess to even get a quote, compulsary excess for me is usually £500 and to get a decent quote i'll be looking at at least another £250 on top of that

I'm 24 and the excess on my daytona policy is £1100 - fortunately due to the way the policy extras are priced it was cheaper for me to take a silly excess then include excess protection that covers £500 of that amount if I need to claim - but that's still £600...

Youth + Easily damaged fairings = silly excess

Be aware that MCE are a really rubbish company- and I can say this as I have always been insured through them. They have messed up every single year I have been with them, and *touch wood* I've never had to claim, so god knows what they'd be like in the event of an accident. They are cheap, hence why I use them, but I sometimes wonder if it's worth the hassle. I spent 3 months with an uninsured bike this year after they had my details completely wrong. Fortunately I was using my other bike which they had correct. Last year they charged me twice and took 6 months to refund me, the year before........you get the idea. Oh and I also have an on going dispute with them over breakdown cover which they miss sold to me...

[Dave20046]

Originally Posted by philbut

Be aware that MCE are a really rubbish company- and I can say this as I have always been insured through them. They have messed up every single year I have been with them, and *touch wood* I've never had to claim, so god knows what they'd be like in the event of an accident. They are cheap, hence why I use them, but I sometimes wonder if it's worth the hassle. I spent 3 months with an uninsured bike this year after they had my details completely wrong. Fortunately I was using my other bike which they had correct. Last year they charged me twice and took 6 months to refund me, the year before........you get the idea. Oh and I also have an on going dispute with them over breakdown cover which they miss sold to me...

Happens everywhere lexham are pretty bad, (tesco/)Aquote are criminal. Churchhill seem pretty good.

Apparently bennets are abismal too.

[the_lone_wolf]

MCE were great for me, no claim either but getting the KTM registered on the road without a registration number* and at a reasonable cost was something only they managed

In the genius system devised by the DVLA you need insurance to register a new vehicle and get a VRM, but you need the VRM to get a normal insurance policy, you need to phone insurers up and get them to insure the vehicle on a frame number to do it, and a sizable number of supposedly knowledgable brokers won't...

Ebike seem to be good for me just now..

Around £350 third party only, and only £64 to add another SV worth ~£2800 onto the policy..

Originally Posted by Jamiebridges123

I'm 17. I have TFT insurance for £545. I was running quotes yesterday and MCE came back with a quote of £250 TFT on my SV!

The callcenter contacted me, as they do and I said I'll be having that then. Even the guy couldn't believe me and had to double check for himself Apparently it's a new one they started yesterday.

Might save some of you some money

Where do you live? a bike quote for me dropped by about £600 when i tried it at matts address in Brighton. London is so high for insurance