Notification of Intended Prosecution (NIP)

Originally Posted by G

I have been there done that, its horrible and I feel for you.

thanks mate, I'm trying to keep a stiff upper lip about the whole thing

Originally Posted by rusty76

thanks mate, I'm trying to keep a stiff upper lip about the whole thing

You'll be fine mate. Make sure you stick to your version of events. Mention that you suspect that this may be a crash for cash scam and that no actual crash ever happened.

The lack of physical evidence and independant witnesses should see you clear.

Have you spoken to the investigating officer directly? A calm honest sit down chat might clear this up right away.

what did you say that guys reg. was i know a guy that will make him reconsider his statement if they try to force the blame onto you put a complain about the investigating officer in, normally stops the case until the problem is resolved or changes investigating officer and you have a second chance to get your story heard.

You think this is bad, i get hit up the **** in a hit and run then get told im going to be done for wasting police time?!?!?! im sorry a bend rear subframe isnt enough to proove i was in an accident? or maybe the plate that doesnt break in a drop has some shiny blue paint on it when i picked it up from a 100yds down the road?

Thanks to the uk's finest police forces keeping the honest people for this country safe and locking up the crimals

All motor claim departments will have a claims validation team to check the authenticity of such claims that seem a bit dodgy. Tell your insurance company that you don't believe any accident has occured, it happens all the time, we get loads.

Theft is a very common one for a claim, eg you report a vehicle stolen and really it wasn't.

However, they do have investigators who are employed to stop these things, remeber your insurance company is on your side, they don't want to pay out.

Edit:
What ever happened to having to prove guilt rather than assume it anyway?
I'd also like to add, that whatever happens, stick to it, and ensure you are 100% honest, and stick to the same version of events everytime, otherwise they will get you on that.

some good news; I've received a letter from the police saying no action will be taken against me.

I still have the insurance stuff to deal with but they've sent an independent engineer to inspect my car who's confirmed it's not been in a accident, so I'm hoping this is also cleared up asap.

Thanks to those who replied with advice and support, much appreciated. To share my experience, the peipoo (probably wrong spelling) site is very informative (espec the forum) but I'm not sure how much should be taken as cast iron. I've nothing to hide so responded to all letters as requested while several aspects of peipoo advise a different tact. I took advice from my insurance company and also consulted with my bro-in-law who's plod.

The system for dealing with these things definately has flaws (out-of-the-blue very formal letter saying they intend to prosecute you for dangerous driving!?!) but I'm glad to report there's still real people in the system with reason and common sense who see through these shams.

Thats sh***. You did nothing wrong! In fact you rode very well!
Glad things have 'blown over'. Keep the chin up petal!
Dx

Are they prosecuting the other driver for attempted fraud or wasting police time? They bloody ought to.

When I stuffed my last SV under a Honda Accord rear bumper the guy didn't even know I'd hit him and he helped pick the bike up. He was driving alone as well.

Two weeks later I heard from his solicitor asking me to make a statement regarding the incident as he and his aged mother have suffered whiplash. My response was along the lines of "tell your client to go fornicate with himself, and while you're at it just remind him how serious insurance fraud is nowadays". I contacted the police and said what had happebned and pointed out that the stretch of road where I had the accident was swarming with CCTV. The police must have checked it out and discovered that he was alone and that the accident was so minor that whiplash was impossible, and eventually charged the guy with fraud. My insurance company also refused to pay up for the minimal damage I'd caused as well.

[flymo]

Just an alternative experience to bear in mind...

I was driving my van a few years ago to collect a huge Christmas tree (another story for another time ) and my wife was driving our car following me, my son in the baby seat of the car was 6 months old at the time.

We were stopped at some traffic lights on red when some daft cow in a new shape mini approached from behind and crashed into our car. After the obvious discussion and exchange of details she left and we hung around to let my wife settle her nerves. She had seen my wife in near perfect condition although pretty annoyed obviously.

10 minutes later and she couldnt drive, we had to call an ambulance. It turned out to be a genuine case of whiplash that went on to cause months of pretty stressful pain and inconvenience for the entire family, regularly hospital visits, physio etc etc.

The other driver complained that we were taking the pi$$ and had no signs of whiplash at the time. All I can say is that it genuinely occured and it took a good 10 or 15 minutes to even show up.

I've finally received confirmation that my 'claimant' has been told to go forth and whistle by the insurance companies.

It's a relief that I've been exonerated and retain my no claims etc, but at the same time it's frustrating that I've spent significant time on this and what will be the consequence to my 'claimant'?, absolutely fook all...

[timwilky]

good result, but annoying that some take the P like this