is it me or is insurance excess on the up?

Why are you phoning these people? if it offers you it for £400 just hit the buy it now button and take it

You can prove you filled the form in correctly as it keeps a copy and thats what the legitimately offered

Next time, don't phone. just push the button

C

Ah, I got a renewal letter through today. Usually they shaft you with these but not this one....
Last years annual premium was £447. The renewal quote for this year is £275.
Nothing's changed except im a year older (Im now 20) and i have a years no claims now.

A little confused at hows that works out, but one isnt complaining

no claims stacks up alot animal, you'll get a little dip at 21 and a big one at 25 also. what doesn't make sense is my recent insurance fun:

2010:1985 vt500c third party only £120
2011: 2008 sv650S fully comp (500 excess) ,protected no claims and business use: £170!

the only change is changing from student to consultant engineer insurance are a bunch of clowns