Insurance Estimated Mileage

I didnt declare my restrictor as I forgot, then remembered a month later.

So I called up and told them and they said it would have been assumed anyway due to when I got my licence and how old I am/was - either way it is declared and hasnt changed my premium.

I suggest you go the same route, or at least discuss over the phone before buying.

Originally Posted by Corny Gizmo

I didnt declare my restrictor as I forgot, then remembered a month later.

So I called up and told them and they said it would have been assumed anyway due to when I got my licence and how old I am/was - either way it is declared and hasnt changed my premium.

I suggest you go the same route, or at least discuss over the phone before buying.

Who did you go with? I was trying with complete cover group as they were the cheapest, but they requested that I had a restriction certificate when I did it over the phone - and I don't have one as I bought an ECU from a user on the org and fitted it myself..

Im currently with Express insurance, they didnt ask for a cert. I was previously with 'Just motorcycle insurance', they also never asked for a cert

[NTECUK]

Insurance company are like politians.
They are capable of wiggleing out of anything with the smallest excuse

Quote for express was £1350 - I'll try the other one. Insurance companies can stick their quotes where the sun doesn't shine. They pull number out of their **** lol. If I don't declare the restriction will I be penalised? Surely, judging by my age(19), and bike I'm insuring, they should automatically know that the highest license I have is the A2 and would therefore need a restrictor

[PyroUK]

Only reason I can think of that would cause an increase due to restriction is that they may think it may be more costly for repairs or something.

At the end of the day, as NTEC says, they can and will find anything to avoid paying out.

Your best bet is declare anything material and find the best price.

It will suck to start with but eventually your premiums will get better

Originally Posted by PyroUK

Only reason I can think of that would cause an increase due to restriction is that they may think it may be more costly for repairs or something.

At the end of the day, as NTEC says, they can and will find anything to avoid paying out.

Your best bet is declare anything material and find the best price.

It will suck to start with but eventually your premiums will get better

Why would it be more costly? It's an ECU restriction so nothing additional has been added, just the ECU replaced

Maybe I should try TPF&T for the first year :/

[PyroUK]

It shouldn't, but then we have common sense. Lol

How old is the bike? What sort of use is it?

Originally Posted by PyroUK

It shouldn't, but then we have common sense. Lol

How old is the bike? What sort of use is it?

2006,

social, domestic, pleasure & commuting (Although I won't use it for commuting that often)

[PyroUK]

So it doesn't NEED to be fully comp.

Only occasional commuting, can you get around with out the bike?