My First Accident on my SV

Originally Posted by I'm_a_Newbie

Can any of you guys let me know what damage to look for if this has happened to you. The bike seems to ride OK. It keeps a straight line, there does not seem to be any vibration or additional noise.

I think I may have been lucky this time, but I need to be sure in case I do have to make a claim.

Tim.

DO NOT WASTE ANY TIME IN CREATING A PAPER TRAIL!!

Report the accident to the police, get a ref number, report it to you insurance company.

Check the rims for any chip or crack and claim, ditto for fairing.

Get the rear off the ground and make sure it spins true and free.

I'm not a mechanic but damage to the wheels and possible frame damage is what I'd be fearful off. Frame damage can be difficult to spot unless it's very bad. I'd get as much bodywork off and check the frame for any signs of stress or cracks.

Originally Posted by Scoobs

sh*t one Tim. Was this about 5:15 last night? If so I saw your bike in the middle of the road. Unlucky fella. Hope you get it all sorted soon.

Hi Scoobs, no it was about 5:50.

Originally Posted by Sid Squid

If there's no central divide then is it not an NSL 60 limit? Unless posted lower of course.

I believe that the majority of it is 70mph, I don’t think the lack of barriers affects the speed unless a restriction is imposed by the local council. I know that large portions of the Eastern road do have barriers, however when they widened some of the road they failed to install barriers in the remaining sections of the road, why I do not know?
I am sure that after this fatal, it wont be long until they impose a lower limit (instead of putting barriers in) The question I ask, is how can the M275 be a 60 and 50 limit and the Eastern road (A2030) be a 70 limit? It just does not make sense

Originally Posted by I'm_a_Newbie

Hi Scoobs, no it was about 5:50.

No it was one of my work colleagues, don't know what happened yet but its reported he broke his pelvis and obtained a few other injuries.

This is why I run a company specialising in this stuff. There are a lot of ways insurance companies can screw you over non fault accidents. Legal expenses for a start when the service I provide is free.
Your insurance contract may require you to notify them though or your cover may be at risk.
They shouldnt really load your premium but my experience is that they seem to.
If you have been shunted from behind you are likely to have a mild whiplash injury so
get it checked out if you have any back pain and then if so go for some compensation - after all you deserve it and she deserves what she gets.

Then you could keep the compensation for when they put your insurance up!

Couldn't resist joining in, as an insurance an underwriter I can tell you your premium should not be increased for a non-fault accident as long as your insurance company makes a full recovery from the third party's company. If it becomes a regular occurance and you are constantly involved in collisions insurance will begin to question your driving/riding habits. The thing to remember is insurance is a very competative market and if you're are not happy with renewal shop around. I also wouldn't worry about notifying your insurer straight away, there are FOS/FSA guidelines in place to protect you as a policyholder, from my experience most insurers will register claims up to 6 months after the incident without fuss if you have been working under the assumption of dealing with it privately. If you do contact your company and then deal with it privately make sure you call them back and advise them of this as an open claim is treated as a fault claim until its settled.

Ha ha!
yup you can also use it to get a newer bike.

Update in relation to the bike RTI near IBM, it appears that the bike slid after loosing traction due to loose gravel. Bike hit a lamp post. The rider received injuries, broken left thigh, 5 breaks to his hips and a broken wrist.

Originally Posted by fraser01

Update in relation to the bike RTI near IBM, it appears that the bike slid after loosing traction due to loose gravel. Bike hit a lamp post. The rider received injuries, broken left thigh, 5 brakes to his hips and a broken wrist.

Faark!

That sounds nasty.