SV Free Insurance...do u get NCB? - Page 3 - SV650.org

21-12-06, 02:08 PM

SV650Racer, I know what you're getting at, but it'd be a better incentive to folks like me (high milers especially) to EITHER give a 5 year warranty (yea right!) OR free servicing for the first year, regardless of distance. Heck, even free labour on services would do for me, I'd come half way & pay parts!

More chance of platting fog though I know, as that is a little too much to expect

I can live in hope though

21-12-06, 02:14 PM

Quote:

Originally Posted by Baph

SV650Racer, I know what you're getting at, but it'd be a better incentive to folks like me (high milers especially) to EITHER give a 5 year warranty (yea right!) OR free servicing for the first year, regardless of distance. Heck, even free labour on services would do for me, I'd come half way & pay parts!

More chance of platting fog though I know, as that is a little too much to expect

I can live in hope though

They did a free service offer earlier this year..hardly anyone took it up. So far more people have taken the free insurance...

In your case yes..you'd be better off...but it "could" work in your case as the dosh you save on insurance could be put towards servicing

...

Biker Biggles · 21-12-06, 02:14 PM

I didn't mean the dealer is paying for the insurance,but someone will be somewhere.Like all incentive offers,there has to be a cost somewhere,so I guess Suzuki GB must be subsidizing the sale of new bikes here.No doubt that the insurance deal is a very good thing for some new buyers,but that doesn't alter my main point that a new bike will depreciate very rapidly in the first year,and if you don't ride it much you may as well buy an older bike.

21-12-06, 02:29 PM

Quote:

Originally Posted by SV650Racer

They did a free service offer earlier this year..hardly anyone took it up. So far more people have taken the free insurance...

In your case yes..you'd be better off...but it "could" work in your case as the dosh you save on insurance could be put towards servicing

...

I bought in July. I got the 0% finance AND free first service (sort of, had to pay for parts, all £38 IIRC).

Ever the salesman huh? Yea, it could work, but following a recent low speed off (damage ONLY to indicator, gear lever & pride) I got it repaired, serviced, and a new front tyre on. The time she spent in the dealership then cost me more than a years insurance.

At the time, it was the finance option that swung it for me.

21-12-06, 06:02 PM

For me, it's a first post-DAS bike, i'm 22 and obviously have 0 NCB so a years free fully comp insurance is probably worth a grand, given TPFT quotes for a 2004 bike were coming in at £500-£600.

As for sitting around for 6 months, yes it will to an extent but I'll still use it once or twice a month at wknds when I pop home and even so, its building up my NCB all the time, the bikes insured in case it is nicked or whatever, and I'm not putting any miles on it anyway. I reckon if I were to keep it for 2 years, 6 months age difference would make minimal difference to the resale - mileage is more important on bikes than age IMO.

Following from this, any "loss" I may make by having a 56-reg rather than an 07-reg would be covered by my free insurance anyway. If they were doing the free insurance in June 07, I'd buy then for sure, but as they're not, and u get the extras I want (lower fairings, pillion cowl) plus a decent colour then surely it makes sense to buy now, in my position?

21-12-06, 02:14 PM	#23
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	I didn't mean the dealer is paying for the insurance,but someone will be somewhere.Like all incentive offers,there has to be a cost somewhere,so I guess Suzuki GB must be subsidizing the sale of new bikes here.No doubt that the insurance deal is a very good thing for some new buyers,but that doesn't alter my main point that a new bike will depreciate very rapidly in the first year,and if you don't ride it much you may as well buy an older bike. __________________ On a clear day we stand there and look further than the ordinary eye can see.

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21-12-06, 02:08 PM	#21
Baph Guest Posts: n/a	SV650Racer, I know what you're getting at, but it'd be a better incentive to folks like me (high milers especially) to EITHER give a 5 year warranty (yea right!) OR free servicing for the first year, regardless of distance. Heck, even free labour on services would do for me, I'd come half way & pay parts! More chance of platting fog though I know, as that is a little too much to expect I can live in hope though

21-12-06, 06:02 PM	#25
MikeC Guest Posts: n/a	For me, it's a first post-DAS bike, i'm 22 and obviously have 0 NCB so a years free fully comp insurance is probably worth a grand, given TPFT quotes for a 2004 bike were coming in at £500-£600. As for sitting around for 6 months, yes it will to an extent but I'll still use it once or twice a month at wknds when I pop home and even so, its building up my NCB all the time, the bikes insured in case it is nicked or whatever, and I'm not putting any miles on it anyway. I reckon if I were to keep it for 2 years, 6 months age difference would make minimal difference to the resale - mileage is more important on bikes than age IMO. Following from this, any "loss" I may make by having a 56-reg rather than an 07-reg would be covered by my free insurance anyway. If they were doing the free insurance in June 07, I'd buy then for sure, but as they're not, and u get the extras I want (lower fairings, pillion cowl) plus a decent colour then surely it makes sense to buy now, in my position?