just got hit by a car on my way home!!

Originally Posted by ASM-Forever

Sorry i have to say this but i really cant abide this American style litigation culture that is consuming Britain today! "claims direct" this and "national accident helpline" that

Sure if someone is in the wrong then they should pay to repair the bike/equipment, and if someone has a serious injury then perhaps a claim might be appropriate(I.E. they can't work or cant use their only form of transport)

But i really dont like the idea of holding someone to ransom to get some extra cash. In my opinion they should make good your losses...but you should not profit from an accident.

If the shoe was on the other foot how would you like it?

Amen!

Originally Posted by adam_castell

i gave the bloke a call yesterday, and told him i was all ok, i was quite shaken up at the site, and he was quite worried, but i said no damage to me, and minimal damage to my bike, so all was not to bad, i gave him the option of going throught the insurance or settleing privatly, he chose privatly. i said to him i would keep th cost down low and resonable, if he was a ****, i would have ordered all new parts, but he seems quiet a decent bloke, i went back to the accident site and found the heel plate at the side of the road, so all i need is a new hanger braket and fairing repair, so i guess about £110 should cover it.
simple and easy soloution )

Good man!

Originally Posted by oldjack

Reply to ASM-Forever, Dr Rich, stooster & lukemillar - this is nothing whatsoever to do with American style culture blah blah, Adam has been injured and his bike damaged through the fault of a driver, the whole insurance thing is there solely to deal with situations like this. OK his leg appears fine so he shouldn't claim for it, but he needs to get it checked out in case he's missed something, are you telling me you wouldn't claim for an injury caused by somebody else? We aren't talking about the guy paying out of his own pocket here, that's why we pay insurance.

Never mind "If the shoe was on the other foot how would you like it", if you were caused considerable ongoing pain and suffering through another road users fault, you would claim, believe me, ask anybody whose been injured, have you been?

Oldjack, the only thing I have to say on this subject, is that a number of years ago, I had an accident. Namely I slipped a disc after spending a number of hours acting as a rescue boat in a canoe. Completely my fault.

As a result of this, someone who has ample medical training tried to sort it out, at the scene, by pushing it back in. This resulted in me now having Lumbar Stenosis. This has then gone on to cause an almost completely damaged Sacroiliac joint. I'm 24. A direct result of the actions of this one person, has left me in pain for the rest of my life, and there's a distinct possibility that at some point I'll be in a wheelchair. Nice life to look forward to huh?

I was given the opportunity to claim for my injury. However, the person that caused this was genuinely trying to help.

I'm sorry, but I'm with the others that have voiced concerns about "compensation culture." Why punish those that, through no malice, were unfortunate?

im very sorry to hear about your unfortunate accident, bit of a sad story, like you said, he was only trying to help, and the results were not his intensions, most people would have sued, but thats quite honerable of you.

Originally Posted by adam_castell

im very sorry to hear about your unfortunate accident, bit of a sad story, like you said, he was only trying to help, and the results were not his intensions, most people would have sued, but thats quite honerable of you.

The intention wasn't sympathy, but thanks anway. As for honourable? I don't see it that way. To me, it's just as I posted, he was trying to help, why punish him for that? If people keep getting punished for being unfortunate (rather than malicious), surely that's when society starts to break down into an "every man for themselves" situation.

Anyhow, back on topic. Good news that you got hit by a decent bloke, who at least seemed genuinely concerned for your well being. Not so good news that you got hit though. There's so many tw@s on the roads these days.

Hope you get the bike sorted soon mate

Just as an aside, I see that you said you were hidden behind the car that turned off in front of you. Try to take it as a lesson

Originally Posted by Baph

Just as an aside, I see that you said you were hidden behind the car that turned off in front of you. Try to take it as a lesson

lol, yes, lesson well learnt..... try to make sure i am always visible to other drivers. the fact that my bike is bright yellow and i have a rediculasly loud exhaust also helps on this point, but alone... not enougth

Originally Posted by Baph

Amen!

Good man!

Oldjack, the only thing I have to say on this subject, is that a number of years ago, I had an accident. Namely I slipped a disc after spending a number of hours acting as a rescue boat in a canoe. Completely my fault.

As a result of this, someone who has ample medical training tried to sort it out, at the scene, by pushing it back in. This resulted in me now having Lumbar Stenosis. This has then gone on to cause an almost completely damaged Sacroiliac joint. I'm 24. A direct result of the actions of this one person, has left me in pain for the rest of my life, and there's a distinct possibility that at some point I'll be in a wheelchair. Nice life to look forward to huh?

I was given the opportunity to claim for my injury. However, the person that caused this was genuinely trying to help.

I'm sorry, but I'm with the others that have voiced concerns about "compensation culture." Why punish those that, through no malice, were unfortunate?

I really don't see where you guys who want to keep the insurance companies out of it are coming from. Do you sell it or something? I'm not advocating the money grubbing ambulance chasing litigation that we hear is rife in the states, I just want to let the insurance system run its course.

Old Jack was in no way alluding to 'punishing' anybody. Where did that drama come from? He was just suggesting getting the other guy's insurance to make good the damage done to our guy's bike and body - if any. Why the hell should our guy have to break his a*se faffing around for bits and pieces? If that had have been done then the bike might have been sorted with new parts by now.

Just finally: The other guy was insured presumeably so how is he being punished? Some percentage of his no claims bonus perhaps? He hit a biker.

John

Thanks for that support ejohnh, I was still smarting from having been ganged up on by the "I don't think we should claim for injuries to ourselves even though we pay through the nose for insurance to cover just that eventuality" brigade !

well theres no definative right or wrong answer to this, but is nice to hear everyones opinions

Originally Posted by ejohnh

I really don't see where you guys who want to keep the insurance companies out of it are coming from. Do you sell it or something? I'm not advocating the money grubbing ambulance chasing litigation that we hear is rife in the states, I just want to let the insurance system run its course.

Old Jack was in no way alluding to 'punishing' anybody. Where did that drama come from? He was just suggesting getting the other guy's insurance to make good the damage done to our guy's bike and body - if any. Why the hell should our guy have to break his a*se faffing around for bits and pieces? If that had have been done then the bike might have been sorted with new parts by now.

Just finally: The other guy was insured presumeably so how is he being punished? Some percentage of his no claims bonus perhaps? He hit a biker.

John

Surely the very fact that he wanted to settle this privately means that he would view the loss of no claims bonus (even by a percent), and therefore higher preiums come next year, as a very unwanted thing.

This guy was offered the oportunity to settle privately, and took it, that surely begs the question why? Maybe he considered that paying privately was cheaper.

Afterall, if he'd of wanted to push this, adam_castell has clearly said that he was partly to blame, as he was out of sight of the driver that ultimately hit him.

Is it really worth all that extra hassle, and expense, just to see "the system run it's course"? IMO, it's not, and if avoidable, should be avoided.

Just my 2p

I'm just glad you came out of it unhurt man!
Just sort the bike and let the bloke pay for his mistake. He's a decent fellow you say so he'll be happy to make things right. If he was different you would have rightly reacted acordingly. But do get a check up. If you have something which will show up later it wouldn't be fair that you'd have to pay for it. That's why there's insurance. If you're sure to be ok, after checking, then go as you are. Unjust claiming will eventually be paid off from higher premiums in future. So lets all be wise and take what is ours but leave alone what's not.

Originally Posted by Baph

Surely the very fact that he wanted to settle this privately means that he would view the loss of no claims bonus (even by a percent), and therefore higher preiums come next year, as a very unwanted thing.

This guy was offered the oportunity to settle privately, and took it, that surely begs the question why? Maybe he considered that paying privately was cheaper.

Afterall, if he'd of wanted to push this, adam_castell has clearly said that he was partly to blame, as he was out of sight of the driver that ultimately hit him.

Is it really worth all that extra hassle, and expense, just to see "the system run it's course"? IMO, it's not, and if avoidable, should be avoided.

Just my 2p

at no time have i said im partly to blame

am i partly to blame??? i can try my hardest to make myself viewable to other drivers, but he should not have pulled out of the junction even by one mm until the other car was out of his view, instead of waiting till he had a clear view of the road, his car was half way out as the other car was half way off the main road on to the junction. even if i was in a car, he would not have even seen me, just because i was travelling in a smaller veichle, does not make it my fault at all.

in my opinion, i had no part of the blame.... yes, i could have avoided it by increasing the space between me and the car infront, or by walking instead, but this would not have altered the fact that the other driver pulled out on to a busy main road with out clear view!