Car Insurance!!!

Mine was around £600 with Admiral... very expensive but I aim to shop around in June when my insurance is up for renewal.

£450 is actually alright!

[Dave20046]

Originally Posted by embee

I usually go on all the usual comparison sites, compare/confused etc, and then check the cover/conditions to make sure there are no hidden nasties. I have business use but reasonably low mileage. Inevitably I end up with one of the well known names (RAC/AA/MoreThan/Aviva etc)..

I don't trust comparison sites at all anymore they just don't work, there's a problem somewhere whenever I enquire about it all they say is 'we make some assumptions about you' however I've entered all information correctly into the bloody things (same questions individual companies ask you) yet when I get back the results on further inspection the companies somehow have incorrect info. I always have a gander online then ring round, usually takes a couple of days but the only way to be sure. Oddly enough this year I had the first time a comparison site over quoted for a policy I rang the company they went through the details I corrected them on a few things and it came back over a grand cheaper.
Aviva's phone price was also about £500 more favourable than online - the 10% buy online discounts are a load of balls.

Originally Posted by SuZuKiBaBe

would make more sense and i agree totally

takes lots of man hours to investigate and the police arent that "bothered" with white collar crime... (and that from an ex cop now investigating insurance fraud) and its not really the insurance companies themselves, but the insurance institute affiliate which also covers you and pays out your claim if hit by an uninsured driver etc.

what I expected
Honest ones take the cop for everything...

Same for me Dave. The comparison sites never seem to be right when I actually phone up a company and use that quote ref. They ask to run through the details, then the price is bumped up loads and they try to convince me that it will still be cheapest.

LV have consistantly been cheapest for me for the past three years.

yep..

TPFT was the same as comp last year

Its due to the economy, less money to invest so premiums have to go up

2008 to 2009 My premium was £300.18

2009 to 2010 premium renewal was £322.80, despite not having any claims. Phoned them up, complained, and it got it renewed for
£295.60

That's for a top of the range Mondeo with all the toys (leather, cruise, etc). Can't complain too much that, and thats fully comp with 3 named drivers on the policy too, each earning their own no claims bonus.. and I can drive any other car or hire car should I need one....

Admiral are competitive when it comes to wanting to keep your business. The AA were chancers with then quoting me "a greal deal at £864 and that's with no driving other vehicles, and no named drivers - ha!!" Needless to say their quotes and chance for my business was binned....

Originally Posted by speedplay

Its not all based on engine size.

Some of the ratings are based on security too.

Jenn went to the freelander from her saxo and although the car was worth worth more and had a bigger engine (nearly a litre bigger) the insurance was the same.

No but being a 18 year old lad doesent help at all, anything above a 1.6 litre and insurance basically shot up by around 800 quid. I do want a 4x4 though and a 2.5 litre frontera is cheaper to insure than a 2litre frontera sport, I need to find an old disco there not that much of an increase.