sv650s restricted license insurance?

[Fallout]

Originally Posted by yorkie_chris

Payout vs possible personal liability in an at-fault claim? Really disagree with your way of thinking here.

I'm always 100% honest with all my insurance. I think that's the only way to go really.

[yorkie_chris]

As Tam says honesty is the safe bet.

However you are dealing with idiots at the front end of an impersonal and clunky system that doesn't work very well, the trick is in making the truth easily digestible for it.

Try "wicked quotes" they were the most reasonable for me. At 19 I pay £250 full comp (3 years no claims though) and an FZ6 Fazer with them with everything declared.

im with wicked quotes and im paying £265 fully comp, 4 years no claims on sv but i live in a not so desirable area called erdington by far cheapest insurance i have ever had,

I am not declaring the restictor as iv thought that it isnt a performance or modification . It is just a legal requirement for my bike . Doesnt really change price but does take my excess down from £650 to £150 with swinton platinum thanks

When I had my restriction kit on I used thebikeinsurer my insurance was £230 (3 years no claims) they gaurantee to beat any quote on there website if you fill out the online quote form there is no tick box to indicate a restrictor kit and a insurance company like this should know that a restrictor kit is needed.

Originally Posted by jewkc

When I had my restriction kit on I used thebikeinsurer my insurance was £230 (3 years no claims) they gaurantee to beat any quote on there website if you fill out the online quote form there is no tick box to indicate a restrictor kit and a insurance company like this should know that a restrictor kit is needed.

ive gone with a diff company . but i havent put restrictor. i will argue case if i get hit or crash that "i dont see the insurance needing to know its restricted as its a legal requirement for me. not for them" . and what else i will say is " too the insurers "you should no its restricted as im 19 years old and i am not aloud to do DAS 500cc course as im not old enough so neeeerrrrrr :P:P:P ":winn er:
then i win against insurance

[TamSV]

Just another wee point to throw in if anyone ever has to have this argument.

I don't know anyone with a provisional licence that's ever declared the restriction they have on their 50cc or 125cc machines.

Insurers don't seem to throw out claims because of this non-disclosure.

What's the material difference with the 33bhp restriction?

[yorkie_chris]

One argument that could be used is they're supplied as 14.6bhp (or whatever...) as new. I reckon the fact that suzuki have their own restrictors as OEM parts negates that but it could be relevant I suppose?

[TamSV]

I suppose that argument might be made, but presumably the only reason they're supplied like that is because that's how almost everyone wants them.

I've never asked, but I can't see why a dealer wouldn't sell me a full power 125 if I wanted one - in the same way as they'd sell me a restricted SV.

I think Aprilia have maybe sold a full power RS through dealers in the past?

The question now is, assuming I've bought my full power 125, should I disclose the DE-restriction as a mod?