Best insurers for mods? - Page 5 - SV650.org

ethariel · 02-08-13, 04:55 PM

Just re upped my insurance - Motorcycle Direct (Through the MCN COmpare site) - and half of my renewal with last company. TPFT 230 on a Speed Triple in an SE9 postcode with 2 claims in past 5 years. I bit thier arm off (Roadside/home UK recovery and legal cover included).

Fully comp was double, TPO was 2 quid less........

02-08-13, 05:16 PM

ok ta will have a gander

02-08-13, 05:39 PM

Well the only choice i had in the end was mce with the standard bodywork. Guess i know what im doing this weekend!

Dave20046 · 02-08-13, 05:58 PM

Hasting have been good for me. Over 21s though

Gremlin · 03-08-13, 01:21 PM

Hastings for me, good price through compare the market. Phoned them to confirm mods, exhaust, suspension, braided lines and double bubble anything non standard. They said they were only interested if it increased performance.

But after a no fault accident they were terrible. Put it down on the notes as my fault even though I was bumped from behind.

Then they suspended my insurance without telling me and told the repairer not to start any work because of my after market exhaust. I only found out because I called to see when I was getting my bike back. After they did a 1 min check, sorry sir we have your declared mods on file. Asked for compensation for my wasted time and got back 50% of my premium. Glad I declared everything.

rapidgaz · 03-08-13, 05:40 PM

Just put a tail tidy new screen and a scorpion can on mine, should I declare it and will they want more cash.

03-08-13, 05:41 PM

Yup, always declare as they may call you out on it in the event of a claim and not pay out to you or the third party. Charge may be lower than you think, plus probably £25/30 admin fee

rapidgaz · 03-08-13, 05:44 PM

Quote:

Originally Posted by stuR

Yup, always declare as they may call you out on it in the event of a claim and not pay out to you or the third party. Charge may be lower than you think, plus probably £25/30 admin fee

Ok cheers. Will ring em.

phil24_7 · 04-08-13, 10:17 PM

The company I use don't charge for mods but will only put back to standard if they have to repair it. I'll look for their name tomorrow.

04-08-13, 10:40 PM

Bugger, already insured the bike now. Ah well, im thinking i may sell the custom fairings anyway..

02-08-13, 04:55 PM	#41
ethariel Member Join Date: Jul 2005 Location: London (for my sins) Posts: 806	Re: Best insurers for mods? Just re upped my insurance - Motorcycle Direct (Through the MCN COmpare site) - and half of my renewal with last company. TPFT 230 on a Speed Triple in an SE9 postcode with 2 claims in past 5 years. I bit thier arm off (Roadside/home UK recovery and legal cover included). Fully comp was double, TPO was 2 quid less........ Last edited by ethariel; 02-08-13 at 04:56 PM. Reason: i really should use the spell checker

02-08-13, 05:16 PM	#42
stuR Guest Posts: n/a	Re: Best insurers for mods? ok ta will have a gander

02-08-13, 05:39 PM	#43
stuR Guest Posts: n/a	Re: Best insurers for mods? Well the only choice i had in the end was mce with the standard bodywork. Guess i know what im doing this weekend!

02-08-13, 05:58 PM	#44
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Re: Best insurers for mods? Hasting have been good for me. Over 21s though __________________

03-08-13, 01:21 PM	#45
Gremlin Member Join Date: Feb 2010 Location: Bedfordshire Posts: 37	Re: Best insurers for mods? Hastings for me, good price through compare the market. Phoned them to confirm mods, exhaust, suspension, braided lines and double bubble anything non standard. They said they were only interested if it increased performance. But after a no fault accident they were terrible. Put it down on the notes as my fault even though I was bumped from behind. Then they suspended my insurance without telling me and told the repairer not to start any work because of my after market exhaust. I only found out because I called to see when I was getting my bike back. After they did a 1 min check, sorry sir we have your declared mods on file. Asked for compensation for my wasted time and got back 50% of my premium. Glad I declared everything.

03-08-13, 05:40 PM	#46
rapidgaz Member Join Date: Jul 2013 Location: manchester Posts: 402	Best insurers for mods? Just put a tail tidy new screen and a scorpion can on mine, should I declare it and will they want more cash.

03-08-13, 05:41 PM	#47
stuR Guest Posts: n/a	Re: Best insurers for mods? Yup, always declare as they may call you out on it in the event of a claim and not pay out to you or the third party. Charge may be lower than you think, plus probably £25/30 admin fee

04-08-13, 10:17 PM	#49
phil24_7 Member Mega Poster Join Date: Jan 2007 Location: Plymouth, England Posts: 3,787	Re: Best insurers for mods? The company I use don't charge for mods but will only put back to standard if they have to repair it. I'll look for their name tomorrow. __________________ Phil I'm not here for a long time, I'm here for a good time! Blue SV650 K3, GSX-R K5 front end, TL1000S clip-ons, lower fairings, seat cowl, gel seat, Pyramid undertray, R&G crash bungs, stainless steel bar ends, full titanium Akrapovic exhaust, Power Commander, clear rear light, flush mount front indys, mini rear indys, Autocom 300 duo intercom, Acumen cat 1 alarm and Micheline Pilot Power 2ct's.

04-08-13, 10:40 PM	#50
stuR Guest Posts: n/a	Re: Best insurers for mods? Bugger, already insured the bike now. Ah well, im thinking i may sell the custom fairings anyway..

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