Decision time, please help - Page 5 - SV650.org

20-10-06, 03:27 PM

100% Agree. Used bike for your first time is so much better. I picked up a curvey 01 in yellow with 4k on the clock for £2000. I think it was a good price, others may not. I know the insurance may be a pain but what you will save in deperciation is well worth it. If you get a bike brand new that does not suit you, you could be in for a few years uncomfortable riding.

Quote:

It just makes so much more sense than buying new - especially when trying to set yourself up for the future. You will find lots of bargains around the next few months. I brought my bike around this time and 2 years later sold it for a small profit.

You may find that biking isnt for you - or it doesnt really suit your needs and then you will have to sell it again and take the wack on the depreciation etc..

Stu · 20-10-06, 03:33 PM

Quote:

Originally Posted by linco

I'm beginning to think this isn't going to be such a good idea

Definetley do able to be bike only when your gf has a car. See Razor's thrad for ideas as well
Just don't don't get yourself in big commitments when you're trying to escape from debt

20-10-06, 03:33 PM

Yes I do agree that buying used would be much better considering the depreciation. But even if I pay with cash, say managing to get £200/300 off, plus the trade in of the scoot(I don't have the room to keep two bikes). I could possible pick the bike up new for £3500 looking at that.

Really stuck between a rock and a hard place now

Stu · 20-10-06, 03:35 PM

Why not sell the car and be scooter only for a month, then when you get the bike you will be sure you want it and won't be blaming the SV for not having a car?

20-10-06, 03:41 PM

Quote:

Originally Posted by Stu

Why not sell the car and be scooter only for a month, then when you get the bike you will be sure you want it and won't be blaming the SV for not having a car?

That was the plan anyway yeah. As soon as i'd get rid of the car i'd book the test and take a few more lessons just to tidy myself up. Over that time i'd be using the scooter as the sole form of transport. I know I can manage through winter after doing it for 4 years on the trot before I got a car

20-10-06, 04:10 PM

Btw reading the thing on depreciation bear in mind second hand bikes dont have VAT on them. New bikes do so if you buy new, you take the hit for the VAT at 17.5%. One reason why theres a fairly hefty depreciation between new and just new.

I think someone said it earlier, if you need money for deposit sell car, pay off the HP and bank that money each month and use the scooter for a while especially if its such a short trip (trips like that wont be kind to your battery and you may find you need to replace a rectifier sooner than youre planning). When you have a fair bit saved for a mortgage get the bigger bike.

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20-10-06, 03:33 PM	#43
linco Guest Posts: n/a	Yes I do agree that buying used would be much better considering the depreciation. But even if I pay with cash, say managing to get £200/300 off, plus the trade in of the scoot(I don't have the room to keep two bikes). I could possible pick the bike up new for £3500 looking at that. Really stuck between a rock and a hard place now

20-10-06, 03:35 PM	#44
Stu Trinity Mega Poster Join Date: Jun 2006 Location: Guildford Posts: 8,027	Why not sell the car and be scooter only for a month, then when you get the bike you will be sure you want it and won't be blaming the SV for not having a car?

20-10-06, 04:10 PM	#46
lynw Guest Posts: n/a	Btw reading the thing on depreciation bear in mind second hand bikes dont have VAT on them. New bikes do so if you buy new, you take the hit for the VAT at 17.5%. One reason why theres a fairly hefty depreciation between new and just new. I think someone said it earlier, if you need money for deposit sell car, pay off the HP and bank that money each month and use the scooter for a while especially if its such a short trip (trips like that wont be kind to your battery and you may find you need to replace a rectifier sooner than youre planning). When you have a fair bit saved for a mortgage get the bigger bike.