Considering--

I appreciate nobody being flippant over this subject but many good points are being raised.Ralph,one of the problems I am having is part is to be held in trust[WHAT WOULD HAVE BEEN HIS MOTHERS SHARE] for a grandson till he is 21 and who is responsible for that trust.
When the estate gets into the inheritance region and tax is involved,this is the total assets House,monies,contents,assets,cars,bikes and insurance it becomes more complex With valuations for the probate
If consideration and advice is given beforehand it becomes much simpler.
I personally don't have a complicated will and as far as Lyn is concerned it is a mirror will but it is not just my wishes it is our wishes with regard to disposal of our estate.
Like many I thought it very simple to deal with but am amazed at the problems that can exist

OK, thanks, will get it done

I really should get a will written, the custody of my small person being the most pressing concern should anything happen to me. Under no circumstances would I want her to go back to her biological father who has not seen her since she was 1 year old.

I've heard conflicting advice on the matter, some say that the will wouldnt matter if he was the only surviving next of kin... Others say the will would stand up. And then there is the Scottish Law vs English Law thing as well. I dunno. I guess I need to speak to someone about it.

[timwilky]

Making a will does indeed make it far easier for those who need to sort out your affairs.

When my brother in law died 2 years ago, he was so angry that my wife and I had "forced him" into making a will. He didn't want to do it despite us telling him for over 10 years to do it. It got so bad that we took him to the solicitors to make it, but he never went back to sign it.

When he was diagnosed terminally ill, we actually got the solicitor to visit him in hospital to get it signed.

He had a complicated requirement, he had a step daughter and step grandkids from a former marriage that he wanted to leave money to as well as my eldest daughter. Non of these would have received a penny had he died intestate. Instead those individuals received the bulk of his estate, much to the annoyance of his grasping sisters. He wanted to leave a note saying how to divvy up his stuff. He would not accept that this was worthless.

Think about it people, for the sake of less than £100 you get things sorted. Also FFS tell the people you want to be executors where your will is.

[embee]

Just to add, I elected two friends as executors basically to keep it out of the family, friends I've known well for 30 odd years. Not that I have a problem with my family, but the principle was that they don't live anywhere near any family members and can basically say "this is the way it is, full stop." and it can't really cause any disputes between family members like it could if any of them were executors.

My will is pretty simple, but I wrote quite detailed letters to my executors and had them both round for an evening and we went through it so they could understand where I was going with it. I also made it clear that ultimately as executors it was up to them, and I knew they would "do the right thing" even if it departed in some way from what I'd written.

Only just seen this thread, As some of you may know, i am a mortgage broker, and it is REALLY scary how many people come in to me on a daily basis almost who do not have wills. I would say that probable around 15/20% it is a massive thing to have. Intestacy rules can be a headache and a half for people involved, and as has already been said if you are not married the partner is entitled to nout! and in fact if you are married that doesn't mean that everything will go to husband/wife, there is a long and complicated route that is followed with children etc etc that can mean money is spread out in the way the law states and not how you would like them to be.

It has also been said on here that someone was thinking that they need insurance? again DO IT!! some people will also know that i had cancer when i was 19, and a very good friend of mine had a heart attack when he was 21, if that doesn't show you that still being young and healthy means that "it wont happen to me!" is a load of tosh then i don't know what will.

and the younger you are the cheaper it is!!!

If anyone wants me to talk them through anything don't hesitate in sending me a PM, i am able to write Wills, as well as sort out life, critical illness, income protection etc etc so don't be shy, and make sure that you are adequately protected, even if you don't own your own place yet. I wish to hell i had the for-sight to have taken out £100k critical illness cover when i was 18, as then i would have been given a nice birthday present to go along with the caner diagnosis the week following my 19th bday!!








p.s. Sorry for the heavy msg, but it means a lot to me!

[G]

I need a will... I work in one of the most high risk industries going, I ride a motorcycle and I don't exactly lead a healthy life.

The solicitor I always use qoute £250 and I thought **** that. It's a bit of paper that will say everything goes to my girlfriend Kerry... job done. How can it possibly cost £250, they probably even have it in draft so just the names need changing. Got a qoute elsewhere and they were over £200 too.

i dont have a will and dont really feel I need one. I dont own any property. My only concern would be my kids. My eldest 2 live with me and partner but see their biological dad monthly. My youngest is my partner's child and he has parental responsibility. I have life insurance, one payable to my kids and one to my partner. I have no assets or debts. Im an only child. Dont see any benefits to having a will in my case. If anyone knows different - let me know

I have a will, commuting 45,000 + miles per year in both car and on a bike made me think. Although I've been with my other half for 17 years, I'm not married so everything would have gone to my NOK which is my father who I havent spoken to in over 10 years. so everything goes to Jenny including insurances, the house my car, bikes etc.

Less worry for her and everything where I want it..

Originally Posted by G

I need a will... I work in one of the most high risk industries going, I ride a motorcycle and I don't exactly lead a healthy life.

The solicitor I always use qoute £250 and I thought **** that. It's a bit of paper that will say everything goes to my girlfriend Kerry... job done. How can it possibly cost £250, they probably even have it in draft so just the names need changing. Got a qoute elsewhere and they were over £200 too.

That is very expensive for a will, that is the down side of using a solicitor to write the will for you. solicitors are very good at dealing with legal issues, however when it comes to the smaller things, on the whole it is a waste of there time, so they charge the higher money.

i can do it for £140.

Send me a PM if you want to talk.