Crashed!

[ChrisCurvyS]

Ha! I too am a tack-tack-ding sort of cook but I have had to have er' indoors do most things for me, so that's something to think about.
Re what I'll get for the bike - sure I've read on here that if the accident is fully the other party's fault, then you can insist your bike is repaired rather than written off? If that's true then surely they'll want to make you a good write-off offer as repairing could get very expensive for them?

Sorry to hear about the crash Chris, hope it's all sorted out soon and glad you're relatively ok!

[ChrisCurvyS]

Thanks mate - you're the kindly young fella who gave me the screen for nowt aren't you?!

Yeah I'll live. Dreaming of a Kawa for my next bike (ZX9R possibly) - was it a 636 you replaced your SV with?

[JulesW]

Chris, very sorry to hear about your crash, but very glad you're relatively unharmed. Hope you make a super fast recovery and find an awesome replacement for your curvy.

[Heorot]

Originally Posted by ChrisCurvyS

Ha! I too am a tack-tack-ding sort of cook but I have had to have er' indoors do most things for me, so that's something to think about.
Re what I'll get for the bike - sure I've read on here that if the accident is fully the other party's fault, then you can insist your bike is repaired rather than written off? If that's true then surely they'll want to make you a good write-off offer as repairing could get very expensive for them?

I'm afraid not. The insurer will put a pre-crash value on the bike. They will not pay out more than that value. We write off if the repair costs exceed 70% of that valuation. You can then negotiate around that figure. Don't take thir first offer; most insurers will up their off within reason.

[ChrisCurvyS]

Thanks for that - thought it didn't make sense as repairing in some circumstances could be impossible, not just uneconomical.
Having never dealt with insurance before it's been a steep learning curve. Spoke to a solicitor from White Dalton today who explained a few things, eg as I'm TPF&T, watch out for the company which my insurers put me through to drumming up unnecessary storage costs as these could be disputed from the other insurers and I could end up paying them! Turned down their kind offer of a hire bike for the same reason.

[ChrisCurvyS]

On a positive note, the solicitor said his insurers should pay out, irrespective of the issue with his licence.
I've also just taken some delightfully trippy painkillers which the doc gave me.

Originally Posted by ChrisCurvyS

Thanks mate - you're the kindly young fella who gave me the screen for nowt aren't you?!

Yeah I'll live. Dreaming of a Kawa for my next bike (ZX9R possibly) - was it a 636 you replaced your SV with?

Yeah that's me, I don't come on here very often anymore with no longer having an SV.

Got myself a GSXR600 track bike now too.

The ZX9Rs are meant to be brilliant sports tourers!

The ZX9 are also very cheap to insure and not bad on fuel. I get about 120 miles for £15 - £17 and that's with mine running like crap. With lots of filtering I usually get about 10 miles per litre.

[Red Herring]

Originally Posted by Scythe92

Got myself a GSXR600 track bike now too.

Do you mind me asking what model/spec you bought and roughly what you paid...?

(Sorry Chris for the derail.....)


Been PM'd now, cheers.