Declaring Mods To Insurance

[northwind]

Yup, that one's specifically in the book. Or was, last year, and I'm sure it's not changed since.

My bike is stupidly loud and still passed it's MOT due to a reasonable tester. 106 dbs but loud cans save lives. Mine is declared to my insurance company who raised the policy by £18.

My insurance said it would be alot of money to add a race can, as "apparently only one company allow it", KGM.

It might be worth getting a Fuel can for £100 then, as limiting yourself to one insurer is never good.

Originally Posted by TheStudent

My insurance said it would be alot of money to add a race can, as "apparently only one company allow it", KGM.

Does your can specifically display NFRU on it?

If so, you could always polish it offf...

[northwind]

Originally Posted by TheStudent

My insurance said it would be alot of money to add a race can, as "apparently only one company allow it", KGM.

Rrrrrrubbish CN gave me quotes from 3 insurers, all of which cover my bike with all its mods and it's illegal race can. NU do for sure, I can't remember the other 2. Admittedly, one of the NU policies was going to cost me £6000, but still.

Originally Posted by TheStudent

I didn't know that, that sucks! eBike are a few hundred more, gutted!

What I usually do at renewal time is that I select about 6 insurers and I call them all. I finish with my current insurance company (MCE right now - they are good - www.mceinsurance.com)). You can play them against each other. One tells you 400, you call the next one and you say you got quoted 400 but that it is outrageous. they'll prob go for 300-350, then you do the same with the next one. After you've called them all, call you own insurance and tell them the best price you got, they'll match or improve it to keep you, or you can get less excess, or protected bonus, etc.

I think I'm now paying 130 TPFT on my SV, with 200 Excess, and protected bonus with that system. Oh and do not wait till 2 days before renewal coz you insurance will try and down the price by 2 pounds or so and it doesn't leave you much time to call your life away with other insurers.

and for race cans, forget it. If you crash, take it to a "nice" garage and they'll replace it for you before the insurance guys come and see you bike. My garage in central london has loads of cans for that use only (and they have proper scraps, etc) - avoid going to metropolis or infinity to do that though...