Smile of the day - What is yours?

[CheGuevara]

This turned up. Race mount with a Ti can. Quality seems better than I expected -will see how well it fits. 5.1Kg including the hardware.








GOTD: Despite my best efforts at stealth, my wife saw me bring the box into the house

[Seeker]

Rishi Sunak's speech with more appropriate background...

https://tinyurl.com/2p9b6ve5

[svenrico]

Originally Posted by Chris_SVS

Had a chat with a mortgage advisor today who was surprised that I didn't really want to borrow anywhere near the max amount that I could (about 130k) I'd be looking at a max of 85k which isn't bad at all for a first time buyer on a single mortgage.

Once I'm further into the deposit saving it's really down to firing in some bank statements and payslips and should have very good offers on the table. Very pleased with myself!

Blimey, what sort of house can you buy in Northern Ireland with a mortgage of £85k , houses must be a lot cheaper than here?!

[svenrico]

Originally Posted by Seeker

Rishi Sunak's speech with more appropriate background...

https://tinyurl.com/2p9b6ve5

They seem to have a simplistic way of dealing with finances, as bad as Gordon Brown's selling off gold or raiding the private pension funds !

[Chris_SVS]

Originally Posted by svenrico

Blimey, what sort of house can you buy in Northern Ireland with a mortgage of £85k , houses must be a lot cheaper than here?!

Here's one at 60k https://www.propertypal.com/79-circu...735928/photo-5

70k https://www.propertypal.com/75-old-g...d-larne/735114

85k https://www.propertypal.com/circular-road-larne/710222/photo-2

My big thing is being able to get the bike in somewhere, whether shed or garage. Bedrooms, layout etc aren't important apart from that

[Adam Ef]

Ha, priorities!


Have to admit, I liked the look of the second one you listed as it had outside covered area for working on bikes

[Chris_SVS]

Originally Posted by Adam Ef

Ha, priorities!


Have to admit, I liked the look of the second one you listed as it had outside covered area for working on bikes

That one went viral on the NI news sites, it's not in a bad area by any means but the decor is well above what you'd expect from the location. It's stunning + that row has a decent laneway at the rear.

A lot of the properties on the same row as the 60k one have garage roller doors facing directly onto a busy but secure side street, would be ideal even if it was another property.

[embee]

https://www.msn.com/en-gb/money/tech...edgdhp&pc=U531

[svenrico]

Originally Posted by Chris_SVS

Here's one at 60k https://www.propertypal.com/79-circu...735928/photo-5

70k https://www.propertypal.com/75-old-g...d-larne/735114

85k https://www.propertypal.com/circular-road-larne/710222/photo-2

My big thing is being able to get the bike in somewhere, whether shed or garage. Bedrooms, layout etc aren't important apart from that

Amazing, they would be at least 3 times those prices around here.

[Sir Trev]

Nice looking places that would be 4 to five times the price here in Buckinghamshire! Good luck with the house hunting Chris.