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Old 14-01-19, 12:29 PM   #11
Luckypants
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Default Re: Qudos Insurance warning!!!!

I hope you got that in writing from them.
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Old 14-01-19, 12:30 PM   #12
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Default Re: Qudos Insurance warning!!!!

Quote:
Originally Posted by Luckypants View Post
I hope you got that in writing from them.
It was via Email so I've taken a ,"Screen Grab" and kept the email

Also checked here,

https://ownvehicle.askmid.com

All good
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Old 16-01-19, 10:14 AM   #13
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Default Re: Qudos Insurance warning!!!!

Quote:
Originally Posted by littleoldman2 View Post
Be careful as it's illegal to insure the same vehicle more than once, on the off chance that you're still insured.
Apparently not true so I wouldn't be concerned here. It can make claiming complicated though.
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Old 16-01-19, 10:52 AM   #14
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Default Re: Qudos Insurance warning!!!!

It can make one insurer want to pass you to claim with the other... and the other to pass you back... and on and on...
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Old 16-01-19, 12:23 PM   #15
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Default Re: Qudos Insurance warning!!!!

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It can make one insurer want to pass you to claim with the other... and the other to pass you back... and on and on...
yup - complicated. But it's not illegal.
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Old 16-01-19, 04:55 PM   #16
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Default Re: Qudos Insurance warning!!!!

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Be careful as it's illegal to insure the same vehicle more than once, on the off chance that you're still insured.
Where do these stories come from?
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Old 16-01-19, 05:20 PM   #17
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Default Re: Qudos Insurance warning!!!!

Some insurance companies (usually breakdown cover) have small print that state your policy is invalid if you also have the cover with someone else. If you get two companies who have that small print, then technically you have two invalid policies. My breakdown cover has this in their terms. I've had insurance policies with it in there too in the past.
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Old 17-01-19, 09:15 AM   #18
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Default Re: Qudos Insurance warning!!!!

yeah but if your cover is invalid because you have other cover, then you don't actually have cover, and therefore it's valid.

Basically one would always have to pay up but they'd fight that out between them and you'd be waiting for a long time. And you'd be paying twice for this privilege.
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Old 20-01-19, 10:22 AM   #19
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Default Re: Qudos Insurance warning!!!!

It's not illegal to be insured twice but it would be illegal to claim on more than one policy (different insurers) for the same incident. That is deemed fraud I believe. Also, you probably wouldn't get away with it. I used to check the MIB database for insurance when I was handling claims. I have had it come back to me showing 2 insurance policies for the same vehicle with overlapping date. Tat usually happened when the vehicle was sold and the seller forgot to cancel their policy. I had one case where the buyer was insured but crashed as he drove away after collecting his purchase.
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