Excess

Does it ever drop for me? Mine is £650 at the moment and if the bike is not in my garage between 10.30 and 6.30(i think) it goes up by another 250 smackers, so thats a hefty charge of £900

that's excessive excess! did you do a deal with them to lower your premium by raisng the excess?

BTW, it doesn't usually go down if your policy remains the same.

i'm 18 i have a reference number for a cheaper quote but when looking on other providers they were offering me the same excess.

blimey! that is high....

I've just realised my excess is higher than the policy itself!! duh. £175 xs por moi.

Blimey. There's certainly a lot to be said for being 30something

Originally Posted by CoolGirl

Blimey. There's certainly a lot to be said for being 30something

Like the lady says, I think it's because of your age (not yours Deb). At 18 you are a far higher risk than somebody over the age of 30 (statistically speaking that is...).

i believe Viney holds the record for the lowest premium on here. think he pays about threpence pa...

[G]

Nearlly everyone wanted to charge me £650 excess putting it down to a mixture of my age and value of the bike.

Luckily i managed to get a cheap £365 a year premium with £250 excess which i was more than happy with considering alot of people wanted £600+ premium and the £650 excess.

I'm 23 so you have a while to go before having a cheap excess as i struggled to get it down at my age.

Thats quite expensive but....

...not as expensive as car insurance. Ive been getting crazy quotes over £1000 although, churchill made one strange blip because third party, fire and theft was £21 more than fully comprehensive!

Maria

Originally Posted by graemepaterson

i struggled to get it down at my age.

ooh, young man! (this is a 'u' rated forum y'know )