Bikes - Talk & Issues Newsworthy and topical general biking and bike related issues. No crapola! Need Help: Try Searching before posting |
|
Thread Tools |
22-02-06, 11:19 AM | #1 |
Guest
Posts: n/a
|
insurance and pillions
i have my full motorcycle licnce been riding for nearly 3 years
im insured TPO and they didnt say anything about a pillion am i insured for one? or do u have tell them u want a pillion and then the price goes up? thanks dene |
22-02-06, 11:20 AM | #2 |
Guest
Posts: n/a
|
Call them. It should also say in your docs.
|
22-02-06, 11:21 AM | #3 |
Guest
Posts: n/a
|
so u have to be insured for a pillion u can just have 1 on your insurance u have to tell them u will be taking one ?
|
22-02-06, 11:27 AM | #4 | |
Guest
Posts: n/a
|
Quote:
Just call them. The price doesnt necessarily go up. |
|
22-02-06, 11:30 AM | #5 |
Guest
Posts: n/a
|
It depends on your policy. On some you can get a slight reduction by stating that you don't carry pillions. If that is true in your policy, it should say in the exceptions document or be mentioned somewhere. If not it's probably ok. Best to ring and check in any case, because otherwise your insurance could be invalid if you take a passenger.
|
22-02-06, 11:49 AM | #6 |
Guest
Posts: n/a
|
If you had no specific metion of pillions then you ARE insured (unless the bike is only a single seater out the factory)
Imagine if you had to specifically request passenger cover in the car world..... |
22-02-06, 12:17 PM | #7 |
Member
Join Date: Jul 2003
Location: Shrewsbury
Posts: 423
|
almost all insurances ask wether pillions are carried or not, if yours is ticked no then carrying a pillion would invalidate the insurance, it doesn't usually make much difference to the cost though. so it's better to say u do just in case.
Daryl.
__________________
Triumph Sprint 955i, 2003, Datatool alarm, Scottoiler, Touring screen and R&G's coming soon. |
22-02-06, 12:17 PM | #8 |
Guest
Posts: n/a
|
I wasn't instantly covered for taking pillions when i got my unsurance.
Defo call them. |
22-02-06, 01:06 PM | #9 |
Guest
Posts: n/a
|
In our litigation society it's not worth the risk, check.
If you have an accident thats not clearly the fault of others then your pillion is likely to claim from you. |
22-02-06, 01:56 PM | #10 |
Super Moderator
Mega Poster
Join Date: Dec 2003
Location: Somerset
Posts: 3,614
|
I reduced my insurance for the first year by having it specifcally said that I wouldnt take a pillion, If it doesnt say you are not insured for one on your docs, then I would expect that you are covered. However as eveybody else has said give them a call and find out. Then you definately know for sure that you are covered.
__________________
Look Dave, I can see you're really upset about this. I honestly think you ought to sit down calmly, take a stress pill, and think things over. K5 GSXR 750 Anniversary Edition |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
SV 650S and pillions | mark grinyer | SV Talk, Tuning & Tweaking | 65 | 09-10-08 02:53 PM |
Pillions getting on and off | jamesw1024 | Bikes - Talk & Issues | 16 | 08-08-07 11:10 AM |
panniers and pillions | nici | Bikes - Talk & Issues | 12 | 06-12-06 06:40 PM |
What do your pillions think of the SV? | DeanoN | SV Talk, Tuning & Tweaking | 25 | 05-03-06 11:32 AM |
Taking Pillions and insurance | morty | Bikes - Talk & Issues | 12 | 19-03-05 01:57 PM |