Insurance question - SV650.org

DomP · 15-12-15, 06:54 PM

Having just passed my mod 2 I can't decide if it's worth me continuing my policy on my 125 as they want £65 to alter it to a full licence just for 3 remaining months when I may not even use it due to weather.
Would trading my 125 for an SV 650sand starting a new policy make more sense?

DomP · 15-12-15, 06:55 PM

I realise I've discussed this in an earlier thread but just wanted more input

carelesschucca · 15-12-15, 07:25 PM

What sort of quotes are you getting for the SV? I'll say one thing, IT'S A COMPLETE PITA having your bike insurance come up for renewal in December. It does me in every year.

yorkie_chris · 15-12-15, 07:34 PM

I wouldn't bother telling them for the sake of 3 months, they're a bunch of shysters for tricks like that.

DomP · 15-12-15, 07:45 PM

I can't remember exactly but it was less than on my 125. I will get a new quote now

DomP · 15-12-15, 08:57 PM

Just got a fresh quote from confused fully comp on a k8 social domestic and pleasure use with limited mileage for £107.23.
I think my yzf is £175 for similar useage.

shiftin_gear98 · 16-12-15, 07:49 AM

It depends on the fact that you won't have the current years no claims if you cancel / get a new policy halfway through. However as discussed here before. If you sell the YZF make sure you cancel your policy straight away.
If it's crashed with no other cover you are still ****ed even not riding it.
Have you found one you want to buy? If not take your time to get a good one.

DomP · 16-12-15, 08:08 AM

Insurance is a right pain in the backside in this circumstance. Not found one yet that isn't a long way away but I've only really started looking seriously since Friday.

Biker Biggles · 16-12-15, 10:11 AM

Change bike/policy when the current one expires.That way you save all this hassle and get an extra years ncd.

DomP · 16-12-15, 10:28 AM

That's what I'm thinking but what if I get an sv in the meantime, can I just switch bikes on my policy easily?

15-12-15, 06:54 PM	#1
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Insurance question Having just passed my mod 2 I can't decide if it's worth me continuing my policy on my 125 as they want £65 to alter it to a full licence just for 3 remaining months when I may not even use it due to weather. Would trading my 125 for an SV 650sand starting a new policy make more sense?

15-12-15, 06:55 PM	#2
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Insurance question I realise I've discussed this in an earlier thread but just wanted more input

15-12-15, 07:25 PM	#3
carelesschucca Member Mega Poster Join Date: Oct 2003 Location: Kilsyth - Bonnie Scotland Posts: 2,727	Re: Insurance question What sort of quotes are you getting for the SV? I'll say one thing, IT'S A COMPLETE PITA having your bike insurance come up for renewal in December. It does me in every year. __________________ Innuendo - it's great when you get it. sv650s (gone) gsx-r600 (gone) Street R675 (now living in Inbhir Nis )

15-12-15, 07:34 PM	#4
yorkie_chris Noisy Git Mega Poster Join Date: Apr 2007 Location: Halifax/Leeds Posts: 26,645	Re: Insurance question I wouldn't bother telling them for the sake of 3 months, they're a bunch of shysters for tricks like that. __________________ Currently Ex Biker Now rebuilding a 63' fishing trawler as a dive boat

15-12-15, 07:45 PM	#5
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Insurance question I can't remember exactly but it was less than on my 125. I will get a new quote now

15-12-15, 08:57 PM	#6
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Insurance question Just got a fresh quote from confused fully comp on a k8 social domestic and pleasure use with limited mileage for £107.23. I think my yzf is £175 for similar useage.

16-12-15, 07:49 AM	#7
shiftin_gear98 Member Join Date: Mar 2013 Location: At home Posts: 756	Re: Insurance question It depends on the fact that you won't have the current years no claims if you cancel / get a new policy halfway through. However as discussed here before. If you sell the YZF make sure you cancel your policy straight away. If it's crashed with no other cover you are still ****ed even not riding it. Have you found one you want to buy? If not take your time to get a good one. __________________ Currently driving a Corsa....

16-12-15, 08:08 AM	#8
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Insurance question Insurance is a right pain in the backside in this circumstance. Not found one yet that isn't a long way away but I've only really started looking seriously since Friday.

16-12-15, 10:11 AM	#9
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,068	Re: Insurance question Change bike/policy when the current one expires.That way you save all this hassle and get an extra years ncd. __________________ On a clear day we stand there and look further than the ordinary eye can see.

16-12-15, 10:28 AM	#10
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Insurance question That's what I'm thinking but what if I get an sv in the meantime, can I just switch bikes on my policy easily?

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