The cost of living

Edit - wasn't intended to stay on here for eternity

what do you do for a job and what sort of pay bracket are you? also how many years have you been working ie experience?

I'm an Engineer on a placement, I've finished my BEng, and have 1 semester left after this. It's frickin fuel, food and tax which nails me!

erm then I think you are daydreaming if you expect to be paid proper money while on placement! none of the students I work with on placement get paid proper money so don't moan about it to much. all struggled while being students...if you are good and with a bit of luck on your side when you graduate you will get paid properly

Originally Posted by gettin2dizzy

I'm an Engineer on a placement, I've finished my BEng, and have 1 semester left after this. It's frickin fuel, food and tax which nails me!

what "low" pay bracket are you on?, if you are prepared to share that info

Yup its getting more expenisve for sure, I paid £1111 in tax ect last pay check, I was like WTF

I keep my out goings as low as possiable but when you have to get the tyre plugged on the bike, get your car wrote off it out of your control.

I don't eat take out unless it the very last resort, (or sharing with friends thats the best way!) becasue of the cost. I would to try buy somewhere, but I know for sure when I do I will find it hard. I hoping the property market crashes big time like they are saying, then I might actually be able to get something........

I can see it getting more expenisve and pay no where near matching the increases, I can't wait until my student load is payed in about 3/4 years.

I know what you mean, I have 3 jobs at the moment, run around non-stop from 7am until i go to bed at around 1am, I've got to do uni coursework and supposedly 25 hours of extra reading per week. There just aren't enough hours in the day.

Constant bike repairs, my house that fell apart, mortgage, loan repayments, bills, etc are crippling me. Whilst living on my own is great, it is phenomenally expensive.

AND the bleedin tax man has just asked me for £350 quid that I supposedly owe them from the last 3 years! I thought I paid enough tax as it it at almost 300 quid a month!! Grrrschbugger.

Placement as in I'm a full time employee of Britains largest employer, not on work experience. I'm currently leading a £1million project for them; I've got a degree and don't do any uni work whatsoever.

I've been fine until the past month or so, when you're on my budget you really notice the little increases happening everywhere.

As for students- different lifestyles. You've got all day to not spend money, not have to go anywhere, not have to pay tax, not need to look smart.

Originally Posted by dissuade

I know what you mean, I have 3 jobs at the moment, run around non-stop from 7am until i go to bed at around 1am, I've got to do uni coursework and supposedly 25 hours of extra reading per week. There just aren't enough hours in the day.

Constant bike repairs, my house that fell apart, mortgage, loan repayments, bills, etc are crippling me. Whilst living on my own is great, it is phenomenally expensive.

AND the bleedin tax man has just asked me for £350 quid that I supposedly owe them from the last 3 years! I thought I paid enough tax as it it at almost 300 quid a month!! Grrrschbugger.

I still paying for being a student I wish I had cut back on the loans that I had, though it will gone soon with any luck.

Originally Posted by dissuade

I know what you mean, I have 3 jobs at the moment, run around non-stop from 7am until i go to bed at around 1am, I've got to do uni coursework and supposedly 25 hours of extra reading per week. There just aren't enough hours in the day.

Constant bike repairs, my house that fell apart, mortgage, loan repayments, bills, etc are crippling me. Whilst living on my own is great, it is phenomenally expensive.

AND the bleedin tax man has just asked me for £350 quid that I supposedly owe them from the last 3 years! I thought I paid enough tax as it it at almost 300 quid a month!! Grrrschbugger.

get yourself a One Account, no loan repayments as you put it all in one, and your money (the one you have) is lowering the interest you pay on your mortgage. I would never go back to a normal mortgage. I know that if I can't afford the grand of bills this month, no one will come knocking asking for money nor will the account get overdrawn.
Rent a room, although it's not ideal it's money coming in.