Smile of the day - What is yours?

[Red ones]

I'm thinking of celebrating Thanksgiving next year. My brother tells me it's his favourite holiday. It's all the best bits of Christmas without the not so good bits.

There's turkey dinner but you don't have to buy everyone presents. Sounds good to me.


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[littleoldman2]

If you get to have family and friends as well Im in to.

[shiftin_gear98]

Belated smile. Jacket zip finally died as I was getting ready to leave work last night. Annoying but made me smile, as well as freeze riding 22 miles home with a couple of bungies holding my jacket closed. New jacket time.

[maviczap]

Visiting my mum in hospital (suspected pneumonia)

The lady in the next bed gets a call on her mobile. Call goes a bit like this

" Hello; yes? How did you get this number? Do you know where I am? On holiday? I'm in hospital, **** off!!!!!!

Cold called by a local double glazing company

[Red ones]

For once in a step ahead of the greeting card shops.

Where are the Happy Black Friday Weekend cards?


SV650S K8
200,000+ miles on SV.


Now my knees hurt.

[Bibio]

i over pay on my gas/leccy dd's and get a refund every 6 months. this time its £700. thats xmas sorted

[maviczap]

Originally Posted by Bibio

i over pay on my gas/leccy dd's and get a refund every 6 months. this time its £700. thats xmas sorted

I opened a sterling cash card account and pay 70 a month into it, so I have a nice amount put by for Christmas.

It comes with a card I can pay for online stuff too. Because it's not in my wallet, I'm not tempted to use it.

Better than giving it to a big corporation to make money on and not pay it back with interest.

[punyXpress]

What interest does the bank pay you ?

[Bibio]

Originally Posted by punyXpress

What interest does the bank pay you ?

precisely

Originally Posted by maviczap

I opened a sterling cash card account and pay 70 a month into it, so I have a nice amount put by for Christmas.

It comes with a card I can pay for online stuff too. Because it's not in my wallet, I'm not tempted to use it.

Better than giving it to a big corporation to make money on and not pay it back with interest.

i do it the way i do as i cant spend it till i get a rebate and its better for them to owe me money than have to find money if the bill gets too big, i dont count on it but its nice when i get it. if it were in another one of my accounts i would be tempted to spend it.

btw i'm with scottish hydro and its one of the best utility companies i have ever dealt with and do the rebate automaticity every 6 months back into my bank account. unlike brittish ripoff who are the worst ever to deal with, they still send me bills in my mums name even though she is dead and the account was settled.

[maviczap]

I was just saying that was my method of saving for Christmas, and although my money's profitting the bank I use, it's not profitting a utility companies profit who overcharge their customers and probably have millions of £s in overpayments in lots of accounts like yours Bib.

If you choose to overpay, and get it repaid that's fine. I was just giving my method, which avoids having someone walk away with your Christmas club money.