loss adjusters - SV650.org

09-12-04, 06:50 PM

hi,i had a enduro bike stolen awhile ago and the insurance people are saying that a03 model is 02 model because it was registered in dec 02 are they right as dirt bikes are aged by the model year,are they trying it onwith me to lower my claim,as i could have bought a 05 ktm in august only to be told it is ayear old before you ride it inthe event of aclaim.

09-12-04, 06:56 PM

I hate to sound like an anal git, but please, cognative sentances would make it so much easier to understand what the hell it is you're asking

09-12-04, 07:16 PM

Quote:

Originally Posted by lurcher

hi,i had a enduro bike stolen awhile ago and the insurance people are saying that a03 model is 02 model because it was registered in dec 02 are they right as dirt bikes are aged by the model year,are they trying it onwith me to lower my claim,as i could have bought a 05 ktm in august only to be told it is ayear old before you ride it inthe event of aclaim.

I would think that they would have a hard job of arguing with the V5 registration document or tha manufacturer (if they are asked the model number when cross-referenced against the frame number).
They are correct in saying that it is an '02 bike but it is an '03 model... If they fail to understand this with your explanation, send them your V5 or explain it as the fact thet the '03 model suffix is just that - a model suffix. It is basically the same thing as a Ford Mondeo LX which is worth less than a Ghia. OK, an '03 bike registered in '02 will not be worth as much as a similar condition '03 bike registered in '03 but it will still be worth more than an '02 bike registered in '02!!

Fight for what you are entitled to!!

09-12-04, 07:19 PM

Unfortunately this may be true as the type approval will be for the year of manufacture not the year of reg viz a viz That is why a lot of dealers will shift stock at good discounts Surely the guy on the site ???? who deals will put you straight on this one

09-12-04, 07:20 PM

Quote:

Originally Posted by Flamin_Squirrel

I hate to sound like an anal git, but please, cognative sentances would make it so much easier to understand what the hell it is you're asking

Woah! Chill there fella!!

I don't think it's that bad!

Also, in the spirit of being anal, it's cognitive and sentences!!

09-12-04, 07:23 PM

Quote:

Originally Posted by coombest

Quote:

Originally Posted by Flamin_Squirrel

I hate to sound like an anal git, but please, cognative sentances would make it so much easier to understand what the hell it is you're asking

Woah! Chill there fella!!

I don't think it's that bad!

Also, in the spirit of being anal, it's cognitive and sentences!!

Excellent put down.

09-12-04, 07:32 PM

Quote:

Originally Posted by coombest

Quote:

Originally Posted by Flamin_Squirrel

I hate to sound like an anal git, but please, cognative sentances would make it so much easier to understand what the hell it is you're asking

Woah! Chill there fella!!

I don't think it's that bad!

Also, in the spirit of being anal, it's cognitive and sentences!!

Whoops (stupid typos)

You knew what I ment though!

Seriously though, it took me 4 reads before I worked out what he was saying

09-12-04, 08:23 PM

I understood it perfectly, I used to read undergraduate essays. But I don't know the answer

embee · 09-12-04, 09:19 PM

Remember "loss adjusters" work for the insurance co.s and therefore try to get the claim down.

You need to speak to a "loss assessor", who works for you and will try to get you the best deal.

09-12-04, 06:50 PM	#1
lurcher Guest Posts: n/a	loss adjusters hi,i had a enduro bike stolen awhile ago and the insurance people are saying that a03 model is 02 model because it was registered in dec 02 are they right as dirt bikes are aged by the model year,are they trying it onwith me to lower my claim,as i could have bought a 05 ktm in august only to be told it is ayear old before you ride it inthe event of aclaim.

09-12-04, 07:19 PM	#4
Dicky Ticker Guest Posts: n/a	As per Unfortunately this may be true as the type approval will be for the year of manufacture not the year of reg viz a viz That is why a lot of dealers will shift stock at good discounts Surely the guy on the site ???? who deals will put you straight on this one

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09-12-04, 06:56 PM	#2
Flamin_Squirrel Guest Posts: n/a	I hate to sound like an anal git, but please, cognative sentances would make it so much easier to understand what the hell it is you're asking

09-12-04, 08:23 PM	#8
Ed Guest Posts: n/a	I understood it perfectly, I used to read undergraduate essays. But I don't know the answer

09-12-04, 09:19 PM	#9
embee Member Mega Poster Join Date: Jul 2003 Location: Warwickshire Posts: 2,801	Remember "loss adjusters" work for the insurance co.s and therefore try to get the claim down. You need to speak to a "loss assessor", who works for you and will try to get you the best deal.