Insurance renewal nightmare

Hi all, after some help please.

Well, it turns out my 1 yr NCB and a change of postcode (all of 200 yds) has seen my second year fully comp quote triple!! (was £400 now £1200). And oddly it's not the "theft" element that seems to be causing the rise as TPF&T is "only" £300.

Anyway, ebike seem to be cheapest at £600 fully comp or £300 third party, fire and theft.

I only ride 1000 to 1500 miles a year so am debating whether to risk 3rd party. Bike is a 2005 SV650s with 7k miles on the clock and it has a few factory mods (farings, hugger, seat cowl etc).

Trying to work out what the bike is worth as my gut says it's at the £2k - £2.4k mark which is probably worth fully comping for?? It it was £1500 or lower i'd risk 3rd party.

Any thoughts? Given the mileage I do i am considering selling it at these kind of renewal prices.
Also, any really bad horror stories meaning I should avoid ebike?? I was previously with Bikesure - no issues but also never had to claim.

ANY help much appreciated.

That seems like a huge increase if only your address has changed especially as your still in the same area, mine only went up about £40 fully comp after having a bit of a tumble last year, what is your age?

38 later this year!
I've done the usual gocompare etc and to be fair, the cheapest FC was £600. Best TPF&T was £280 so the theft element seems not to be the issue.

Crazy money given it's an SV. A blade maybe I could understand! I've go no claims or convictions and no points on my license either. Harsh.

Originally Posted by aaron020873

That seems like a huge increase if only your address has changed especially as your still in the same area, mine only went up about £40 fully comp after having a bit of a tumble last year, what is your age?

Originally Posted by StitchSV

38 later this year!
I've done the usual gocompare etc and to be fair, the cheapest FC was £600. Best TPF&T was £280 so the theft element seems not to be the issue.

Crazy money given it's an SV. A blade maybe I could understand! I've go no claims or convictions and no points on my license either. Harsh.

Very harsh! I thought I was being hard done to with about £190 fc £80 tpft.
I am 40, been riding a year - full licence since April.

I had a Lotus Elise when i was 27 that didn't cost as much to insure! Maybe I should get another car.

Originally Posted by m15terroboto

Very harsh! I thought I was being hard done to with about £190 fc £80 tpft.
I am 40, been riding a year - full licence since April.

WOW. thats expensive. Mine cost £105 fully comp! and i'm 40 y.o.
Have had bikes for years tho', maybe you've not had a licence long?

Was thru' Hastings Direct btw.

[DJ123]

This maybe of use:
A = Low Risk
F = High Risk
* = Any motor cycles in areas D, E or F must be garaged in a locked and secured building whilst at the policy holders address. In some of these areas this also applies to cars.
AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A
AL St Albans
1, 7 . . . . . . . . . . . . . . . . . . . . . C
2-3, 8-10 . . . . . . . . . . . . . . . . . . . D *
4-6 . . . . . . . . . . . . . . . . . . . . . . B
B Birmingham
1-21 . . . . . . . . . . . . . . . . . . . . . Refer
23-26, 36, 70 . . . . . . . . . . . . . . . . . E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71. . . . . D *
28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C
45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . B
61, 80 . . . . . . . . . . . . . . . . . . . . A
BA Bath
1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . B
3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . C
BB Blackburn
1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . D *
2-3, 11 . . . . . . . . . . . . . . . . . . . . E *
6, 9 . . . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . .. . B
BD Bradford
1, 3, 4, 7 . . . . . . . . . . . . . . . . . . Refer
2, 9, 10 . . . . . . . . . . . . . . . . . . . F *
5, 11, 15, 19, 21 . . . . . . . . . . . . . . . D *
6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . E *
23-24 . . . . . . . . . . . . . . . . . . . . . A
BH Bournemouth
1-5 . . . . . . . . . . . . . . . . . . . . . . C
6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . .B
8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . A
BL Bolton
0-2, 6 . . . . . . . . . . . . . . . . . . . . E *
3-5, 7-9 . . . . . . . . . . . . . . . . . . . F *
BN Brighton
1-3 . . . . . . . . . . . . . . . . . . . . . . D *
5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . A
9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . B
20 . . . . . . . . . . . . . . . . . . . . . . C
BR Bromley
1, 3-5, 7 . . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . D *
6, 8 . . . . . . . . . . . . . . . . . . . . .. C
BS Bristol
1, 3, 5, 11 . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . Refer
4, 6-7, 10 . . . . . . . . . . . . . . . . . . D *
8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . C
20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . .B
21, 26-28, 36-37, 48-49 . . . . . . . . . . . . A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . .B
4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . A
14, 28 . . . . . . . . . . . . . . . . . . . .. C
CB Cambridge
1, 5, 9 . . . . . . . . . . . . . . . . . . . . B
2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . A
CF Cardiff
3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . E *
5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . F *
31-41, 43-48, 81-83 . . . . . . . . . . . . . . D *
CH Chester
1, 64-66 . . . . . . . . . . . . . . . . . . .. C
2-8 . . . . . . . . . . . . . . . . . . . . . . B
41-42, 44 . . . . . . . . . . . . . . . . . . . F *
43, 45-46 . . . . . . . . . . . . . . . . . . . E *
47-49, 60-63 . . . . . . . . . . . . . . . . .. D *
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . B
1, 3, 6-7 . . . . . . . . . . . . . . . . . . . A
5, 13-14, 16, 20-24 . . . . . . . . . . . . . . C
15, 18 . . . . . . . . . . . . . . . . . . . . D *
19 . . . . . . . . . . . . . . . . . . . . . . E *
CO Colchester
1 . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 5, 8, 10, 15-16 . . . . . . . . . . .. . . A
4, 6-7, 9, 11-14 . . . . . . . . . . . . .. . . B
CR Croydon
0, 4, 7 . . . . . . . . . . . . . . . . . . . . F *
2, 8-9 . . . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . D *
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . C
3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . B
13, 15, 21 . . . . . . . . . . . . . . . . . . A
CV Coventry
1-3, 6 . . . . . . . . . . . . . . . . . . . . E *
4-5, 7, 11-12 . . . . . . . . . . . . . . . . . D *
8-10 . . . . . . . . . . . . . . . . . . . . . C
13, 21-23, 31-34, 47 . . . . . . . . . . . . . B
35-37 . . . . . . . . . . . . . . . . . . . . . A
CW Crewe
1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . B
2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . A
12 . . . . . . . . . . . . . . . . . . .. . . . C
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . D *
4 . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . .. . . F *
DD Dundee
1-3 . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . C
5-10 . . . . . . . . . . . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . B
DE Derby
1, 3, 22, 55 . . . . . . . . . . . . .. . . . . C
4, 12, 14-15, 45 . . . . . . . . . . .. . . . . A
5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . B
21, 23-24 . . . . . . . . . . . . . . . . . . . D *
DG Dumfries
1-2 . . . . . . . . . . . . . . . . . . . . . . B
3-14, 16 . .. . . . . . . . . . . . . . . . . . A
DH Durham
1-3, 8 . .. . . . . . . . . . . . . . . . . . . D *
4 . . . . . . . . . . . . . . . . . . . . . . . E *
5 . . . . . . . . . . . . . . . . . . . . . . . F *
6-7, 9 . .. . . . . . . . . . . . . . . . . . . C
DL Darlington
1, 15 . . . . . . . . . . . . . . . . . . . . . D *
2-5, 14, 16-17. . . . . . . . . . . . . . . . . C
6-13 . . . . . . . . . . . . . . . . . . . . . B
DN Doncaster
1, 4-5, 11-12 . . . . . . . . . . . . . . . . . F *
2-3, 6 . . . . . . . . . . . . . . . . . . . . E *
7-9, 16-17, 19-20, 37-39 . . . . . . . . . . .. B
10, 14, 18, 21-22 . . . . . . . . . . . . . . . A
15, 31, 33-34, 36, 40-41 . . . . . . . . . . .. C
32, 35 . . . . . . . . . . . . . . . . . . . . D *
DT Dorchester
1-3, 5-11 . . . . . . . . . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . B
DY Dudley
1-6, 9 . . . . . . . . . . . . . . . . . . . .. C
7, 14 . . . . . . . . . . . . . . . . . . . . . A
8, 10-13 . . . . . . . . . . . . . . . . . . . B
E London E
1-9 . . . . . . . . . . . . . . . . . . . . . . Refer
10-15, 17 . . . . . . . . . . . . . . . . . . . F *
16 . . . . . . . . . . . . . . . . . . . . . . E *
EH Edinburgh
43-46 . . . . . . . . . . . . . . . . . . . . . A
26-27, 38-42, 55 . . . . . . . . . . . . . . . B
23, 28-37, 47, 49, 51-54 . . . . . . . . .. . . C
11-13, 15-22, 24-25, 48 . . . . . . . . . . . . D*
1-10, 14 . . . . . . . . . . . . . . . . .. . . E *
EN Enfield
1, 5-9 . . . . . . . . . . . . . . . . . . . . E *
2-4 . . . . . . . . . . . . . . . . . . . . . . F *
10-11 . . . . . . . . . . . . . . . . . . . . . C
EX Exeter
1-5, 8, 20, 34 . . . . . . . . . . . . . . . . B
6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . A
FK Falkirk
1-5 . . . . . . . . . . . . . . . . . . . . . . C
6-10 . . . . . . . . . . . . . . . . . . .. . . B
11-21 . . . . . . . . . . . . . . . . . . . . . A
FY Blackpool
1, 4, 8 . . . . . . . . . . . . . . . . . . . . D *
2, 6 . . . . . . . . . . . . . . . . . . . . . B
3, 5, 7 . . . . . . . . . . . . . . . . . . . . C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 . . Refer
12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . E *
60-62, 64, 67-68, 82 . . . . . . . . . . . . . D *
52, 63, 83-84 . . . . . . . . . . . . . . . . . B
65 . . . . . . . . . . . . . . . . . . . . . . C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . .. A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . .. B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31 . . . . . . B
33-34, 46-47, 51 . . . . . . . . . . . . . . . B
4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . C
12, 18, 26, 28 . . . . . . . . . . . . . . . . A
GY Guernsey
1-9 . . . . . . . . . . . . . . . . . . . . . . A
HA Harrow
0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . D *
HD Huddersfield
1, 6-9 . . . . .. . . . . . . . . . . . . . . . D *
2-5 . . . . . . . . . . . . . . . . . . . . . . E *
HG Harrogate
1-2, 5 . . . . . . . . . . . . . . . . . . . . C
3-4 . . . . . . . . . . . . . . . . . . . . . . B
HP Hemel Hempstead
1-3, 6, 20 . . . . . . . . . . . . . . . . . . D *
4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . C
9, 15-18, 22-23 . . . . . . . . . . . . . . . . B
27 . . . . . . . . . . . . . . . . . . . . . . A
HR Hereford
1, 3, 5-6, 8-9 . . . . . . . . . . . . .. . . . A
2, 4, 7 . . . . . . . . . . . . . . . . . . . . B
HS Outer Hebrides
1-9 . . . . . . . . . . . . . . . . . . . . . . A
HU Hull
1-6, 8-9, 13 . . . . . . . . . . . . . . . . . D *
7 . . . . . . . . . . . . . . . . . . . . . . . E *
10-11, 14, 16 . . . . . . . . . . . . . . . . . C
12, 15, 17-20 . . . . . . . . . . . . . . . . . B
HX Halifax
1, 3 . . . . . . . . . . . . . .. . . . . . . . F *
2, 4-5, 7 . . . . . . . . . . . . . . . . . . . E *
6 . . . . . . . . . . . . . . . . . . . . . . . C
IG Ilford
1, 11 . . . . . . . . . . . . . . . . . . . . . Refer
2, 6-8 . .. . . . . . . . . . . . . . . . . . . E *
3, 9-10 . . . . . . . . . . . . . . . . . . . . F *
4-5 . . . . . . . . . . . . . . . . . . . . . . D *
IM Isle of Man
1-9 . . . . . . . . . . . . . . . . . . . . . . A
IP Ipswich
1-3, 5-23, 26-33 . . . . . . . . . . . . . . . A
4, 24-25 . . . . . . . . . . . . . . . . . . .. B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . A
JE Jersey
1-4 . . . . . . . . . . . . . . . . . . . . . . A
KA Kilmarnock
1-26 . . . . . . . . . . . . . . . . . . . . . B
27-30 . . . . . . . . . . . . . . . . . . . . . A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . E *
2, 4-5, 7-12 . . . . . .. . . . . . . . . . . . D *
13-16, 18, 20-22 . . . . . . . . . . . . . . . C
23-24 . . . . . . . . . . . . . . . . . . . . . A
KW Kirkwall
1-3, 5-17 . . . . . . . . . . . . . . . . . . . A
KY Kirkcaldy
1-16 . . . .. . . . . . . . . . . . . . . . . . B
L Liverpool
1-21 . . . .. . . . . . . . . . . . . . . . . . Refer
22 . . . . . . . . . . . . . . . .. . . . . . . F *
23, 29, 34, 38, 40 . . . . . . . .. . . . . . . D *
24-28, 30, 32-33, 35-36 . . . . . . . . . . . . E *
31, 37 . . . . . . . . . . . . . .. . . . . . . C
39 . . . . . . . . . . . . . . . .. . . . . . . B
LA Lancaster
1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . B
2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . A
16 . . . . . . . . . . . . . . . . . . . . . . C
LD Llandrindod Wells
1-8 . . . . . . . . . . . . . . . . . . . . . . A
LE Leicester
1-2 . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10 . . . . . . . . . . . . . . . . . . C
5 . . . . . . . . . . . . . . . . . . . . . . . D *
7-9, 11-12, 17-18 . . . . . . . . . . . . . . . B
13-16, 65, 67 . . . . . . . . . . . . . . . . . A
LL Llandudno
11-13 . . . . . . . . . . . . . . . . . . . . . C
14, 29, 31, 33, 41 . . . . . . . . . . . . . . B
15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . A
LN Lincoln
1, 5-6, 9 . . . . . . . . . . . . . . . . . . . B
2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . A
LS Leeds
1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *
14, 18, 28 . . . . . . . . .. . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . .. . . D *
24 . . . . . . . . . . . . . . . . . . . .. . . A
29 . . . . . . . . . . . . . . . . . . . .. . . B
LU Luton
1, 4 . . . . . . . . . . . . . . . . . . . . . Refer
2-3 . . . . . . . . . . . . . . . . . . . . . . D *
5 . . . . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . C
M Manchester
1-9, 11-24, 40, 60 . . . . . . . . . . . . .. . Refer
25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . F *
30-31, 33, 41, 44 . . . . . . . . . . . . . . . E *
ME Medway
1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . C
3, 7, 14 . . . . . . . . . . .. . . . . . . . . D *
18-20 . . . . . . . . . . . . . . . . . . . . . B
MK Milton Keynes
1-5, 7, 9-15 . . . . . . . . . . . . . . . . . D *
6 . . . . . . . . . . . . . . . . . . . . . . . E *
8, 16-17, 19, 40-42 . . . . . . . . . . . . . . C
18 . . . . . . . . . . . . . . . . . . . . . . B
43-46 . . . . . . . . . . . . . . . . . . . . . A
ML Motherwell
1-2, 6, 9 . . . . . . . . . . . . . . . . . . . D *
3-4 . . . . . . . . . . . . . . . . . . . . . . E *
5, 7 . . . . . . . . . . . . . . . . . .. . . . C
8, 10-11 . . . . . . . . . . . . . . . .. . . . B
12 . . . . . . . . . . . . . . . . . . .. . . . A
N London N
1, 7, 9 . . . . . . . . . . . . . . . . . . . . Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . F *
3, 14, 21 . . . . . . . . . . . . . . . . . . . D *
12, 18, 20 . . . . . . . . . . . . . . . . . . E *
NE Newcastle-upon-Tyne
1, 4-6, 8 . . . . . . . . . . . . . . . . . . . Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . F *
45 . . . . . . . . . . . . . . . . . . .. . . . A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . . E *
13, 22-25, 35, 61-62, 64 . . . . . . . . . . . D *
18, 20, 26, 47 . . . . . . . . . . . . . . . .. C
19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . B
NG Nottingham
1-4, 6-8, 10-12, 16-18 . . . . .. . . . . . . . C
5, 15 . . . . . . . . . . . . . . . . . . . . . D *
9, 19-21, 25, 34 . . . . . . . .. . . . . . . . B
13-14, 22-24, 31-33 . . . . . . . . . . . . . . A
NN Northampton
1-5 . . . . . . . . . . . . . . . . . . . . . . D *
6, 9, 13-16 . . . . . . . . . . . . . . . . . . A
7-8, 10-12, 29 . . . . . . . . . . . . . . . . B
17-18 . . . . . . . . . . . . . . . . . . . . . C
NP Newport
4, 16, 18, 26 . . . . . . . . . . . . . . . . . C
7-8 . . . . . . . . . . . . . . . . . . . . . . A
10-11, 19-20, 44 . . . . . . . . . . . . . . . E *
12-13, 22-24 . . . . . . . . . . . . . . . . . D *
15, 25 . . . . . . . . . . . . . . . . . . . . B

18 . . . . . . . . . . . . . . . . . . . . . . D *
EC London EC
1-4 . . . . . . . . . . . . . . . . . . . . . . Refer
NR Norwich
1-2 . . . . . . . . . . . . . . . . . . . . . . C
3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . B
5 . . . . . . . . . . . . . . . . . . . . . . . D *
9-29, 32-35 . . . . . . . . . . . . . . . . . . A
NW London NW
1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . Refer
3, 10 . . . . . . . . . . . . . . . . . . . . . F *
4, 9, 11 . . . . . . . . . . . . . . . . . . . E *
7 . . . . . . . . . . . . . . . . . . . . . . . D*
OL Oldham
1-5, 7-9, 15 . . . . . . . . . . . . . . .. . . F *
6, 16 . . . . . . . . . . . . . . . . . . . . . Refer
10-14 . . . . . . . . . . . . . . . . . . . . . E *
OX Oxford
1, 4 . . .. . . . . . . . . . . . . . . . . . . C
2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A
PA Paisley
1, 3-4 . . . . . . . . . . . . . . . . . . . . Refer
2, 5-8 . . . . . . . . . . . . . . . . . . . . E *
9-11 . . . . . . . . . . . . . . . . . . . . . D *
12-15, 19 . . . . . . . . . . . . . . . . . . . C
16-20 . . . . . . . . . . . . . . . . . . . . . B
21-49, 60-78 . . . . . . . . . . . .. . . . . . A
PE Peterborough
1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . C
4, 10, 13-14, 19, 25 . . . . . . . . .. . . . . B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A
PH Perth
1-2 . . . . . . . . . . . . . . . . . . . . . . B
3-26, 30-44, 49-50 . . . . . . . . . . . . . . A
PL Plymouth
1-3 . . . . . . . . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . D *
6-7, 9, 20-21 . . . . . . . . . . . . . . . . . B
8, 10-19, 22-35 . . . . . . . . . . . . . . . . A
PO Portsmouth
1, 3-6, 19 . .. . . . . . . . . . . . . . . . . C
2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . B
9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . A
PR Preston
1-2, 4 . . . . . . . . . . . . . . . . . . . . C
3 . . . . . . . . . . . . . . . . . . . . . . . A
5-9 . . . . . . . . . . . . . . . . . . . . . . D *
RG Reading
1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . . B
23-27 . . . . . . . . . . . . . . . . . . . . . A
RH Redhill
1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . B
3 . . . . . . . . . . . . . . . . . . . . . . . E *
4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . C
RM Romford
1, 6, 9-10, 12 . . . . . . . . . . . . . . . .. F *
2-5, 11, 17-18 . . . . . . . . . . . . . . . . E *
7-8, 13-16, 19-20 . . . . . . . . . . . . . . . D *
S Sheffield
1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . Refer
4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . F *
6, 10, 12, 20, 35-36 . . . . . . . . . . . . . E *
17, 21, 25-26, 63, 70-71 . . . . . . . . . . .. D *
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . . .C
40, 42, 45 . . . . . . . . . . . . . . . . . . .B
44 . . . . . . . . . . . . . . . . . . . . . . .A
SA Swansea
1-2, 4, 7 . . . . . . . . . . . . . . . . . . . E *
3, 5-6, 8-13, 15 . . . . . . . . . . . . .. . . D *
14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 . A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . F *
3, 9, 12, 20 . . . . . . . . . . . . . . . . .. E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . B
2, 4, 13-14 . . . . . . . . . . . . . . . . . . C
6-9, 18 . . . . . . . . . . . . . . . . . . . . A
SK Stockport
1, 4, 14-16 . . . . . . . . . . . . . . . . . . F *
2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . E *
7, 13 . . . . . . . . . . . . . . . . . . . . . D *
9-12, 17, 22-23 . . . . . . . . . . . . . . . . B
SL Slough
0-3 . . . . . . . . . . . . . . . . . . . . . . D *
4-6, 8-9 . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . . . . B
SM Sutton
1, 5 . . .. . . . . . . . . . . . . . . . . . . E *
2-3 . . . . . . . . . . . . . . . . . . . . . . D *
4, 6 . . .. . . . . . . . . . . . . . . . . . . F *
7 . . . . . . . . . . . . . . . . . . . . . . . C
SN Swindon
1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . B
3-5, 11, 14-16 . . . . . . . . . . . . . .. . . A
12 . . . . . . . . . . . . . . . . . . . . . . C
SO Southampton
14-19 . . . . . . . . . . . . . . . . . . . . . C
20, 24, 41-43, 50-53 . . . . . . . . . . . . . A
21-23, 30-32, 40, 45 . . . . . . . . . . . . . B
SP Salisbury
1-8, 10-11 . . . . . . . . . . . . . . . . . . A
9 . . . . . . . . . . . . . . . . . . . . . . . B
SR Sunderland
1-5, 8 . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . D *
SS Southend-on-Sea
0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . C
2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . B
5, 12 . . . . . . . . . . . . . . . . . . . . . A
14-15, 17 . . . . . . . . . . . . . . . . . . . D *
ST Stoke-on-Trent
1, 4 . . . . . . . . . . . . . . . . . . . . .. D *
2-3, 5-8 . . . . . . . . . . . . . . . . . . .. C
9, 12-14, 16, 18-21 . . . . . . . . . . . . . . A
10-11, 15, 17 . . . . . . . . . . . . . . . . . B
SW London SW
1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . F *
2, 8-9, 11 . . . . . . . . . . . . . . . . . . Refer
SY Shrewsbury
1-2, 4-12, 15-25 . . . . . . . . . . . . . . . A
3, 13-14 . . . . . . . . . . . . . . . . . . . B
TA Taunton
1-4, 6-23 . . . . . . . . . . . . . . . . . . . A
5, 24 . . . . . . . . . . . . . . . . . . . . . B
TD Galashiels
1-5, 7-10, 12-14 . . . . . . . . . . . . .. . . A
6, 11, 15 . . . . . . . . . . . . . . . . . . . B
TF Telford
1, 3, 7-8 . . . . . . . . . . . . . . . . . . . C
2, 5-6, 10 . . . . . . . . . . . . . . . . . . B
4 . . . . . . . . . . . . . . . . . . . . . . . D *
9, 11-13 . . . . . . . . . . . . . . . . .. . . A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 . . . . . . . . . . . . . . . . . .B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . . A
13 . . . . . . . . . . . . . . . . . . . . . . .D *
15, 17, 21, 37 . . . . . . . . . . . . . . . . .C
TQ Torquay
1-2 . . . . . . . . . . . . . . . . . . . . . . B
3-14 . . . . . . . . . . . . . . . . . . . . . A
TR Truro
1-10, 12-17, 19-27 . . . . . . . . . . . . . . A
11, 18 . . . . . . . . . . . . . . . . . . . . B
TS Cleveland
1-2 . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10, 20 . . . . . . . . .. . . . . . . . F *
5, 7-8, 16-19, 24, 26-29 . . . . .. . . . . . . E *
9, 14, 22 . . . . . . . . . . . . . . . . . . . C
11-13, 15, 21, 23, 25 . . . . . . . . . . . . . D *
TW Twickenham
1, 9, 11 . . . . . . . . . . . . . . . .. . . . F *
2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . E *
4-5, 12, 15-18 . . . . . . . . . . . . .. . . . D *
19-20 . . . . . . . . . . . . . . . . . . . . . C
UB Southall
1-3, 9 . . . . . . . . . . . . . . . . . . . . D *
4, 6, 10 . . . . . . . . . . . . . . . . . . . E *
5, 7-8 . . . . . . . . . . . . . . . . . . . . F *
W London W
1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . F *
3-4, 7, 13 . . . . . . . . . . . . . . . . .. . E *
10-11 . . . . . . . . . . . . . . . . . . . . . Refer
WA Warrington
1, 4-8 . . . . . . . . . . . . . . . . . . . . C
2 . . . . . . . . . . . . . . . . . . . . . . . B
3, 9-12, 15 . . . . . . . . . . . . . . . . . . D *
13 . . . . . . . . . . . . . . . . . . . . . . F *
14 . . . . . . . . . . . . . . . . . . . . . .. E *
16 . . . . . . . . . . . . . . . . . . . . . .. A
WC London WC
1-2, 99 . . . . . . . . . . . . . . . . . . . . F *
WD Watford
1-3, 17-19, 23-25 . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . B
6-7 . . . . . . . . . . . . . . . . . . . . . . D *
WF Wakefield
1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . E *
3, 11 . . . . . . . . . . . . . . . . . . . . . F *
5-6, 13-15 . . . . . . . . . . . . . . . . . . D *
WN Wigan
1-4, 7 . . . . . . . . . . . . . . . . . . . . F *
5-6 . . . . . . . . . . . . . . . . . . . . . . E *
8 . . . . . . . . . . . . . . . . . . . . . . . D *
WR Worcester
1, 3, 12, 15 . . . . . . . . . . . . . . . . . B
2, 4-11, 13-14 . . . . . . . . . . . . . . . . A
WS Walsall
1-6, 10 . . . . . . . . . . . . . . . . . . . . D *
7, 12-13, 15 . . . . . . . . . . . . . . . .. . B
8-9, 11 . . . . . . . . . . . . . . . . . . . . C
14 . . . . . . . . . . . . . . . . . . . . .. . A
WV Wolverhampton
1-2, 12-14 . . . . . . . . . . . . . . . .. . . D *
3-4, 6-8, 11 . . . . . . . . . . . . . . .. . . C
5, 9-10, 15-16 . . . . . . . . . . . . . .. . . B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26 . . . . . . B
30-32, 41-43, 51 . . . . . . . . . . . . . . . B
12-15, 21-22, 25, 60-62 . . . . . . . . . . . . A
18 . . . . . . . . . . . . . . . . . . . . . . C
ZE Lerwick
1-3 . . . . . . . . . . . . . . . . . . . . . . A
Please Note: Although every effort has been taken to ensuring the accuracy of this list. Some areas maybe be incorrect or regrouped.This list should only be used as a rough guide and not an exact grouping.

Originally Posted by daddyjob

* = Any motor cycles in areas D, E or F must be garaged in a locked and secured building whilst at the policy holders address. In some of these areas this also applies to cars.

Please Note: Although every effort has been taken to ensuring the accuracy of this list. Some areas maybe be incorrect or regrouped.This list should only be used as a rough guide and not an exact grouping.

Incorrect for me, According to the list I am D* and garaged or drive does not make any difference to the quote.
Whereas where I used to live I would not leave a 20 year old bike with no wheels outside is classed as an A!

Interesting read all the same.

Originally Posted by StitchSV

38 later this year!
I've done the usual gocompare etc and to be fair, the cheapest FC was £600. Best TPF&T was £280 so the theft element seems not to be the issue.

Crazy money given it's an SV. A blade maybe I could understand! I've go no claims or convictions and no points on my license either. Harsh.

I'm 38 also my ins is £120ish fully comp (can't remember exact amount) I'm with Hastings direct. I have more no claims than you though.

For reference Hastings got my bike repaired to a high standard after a low side accident which was 100% my fault and I would highly recommend them.

Originally Posted by m15terroboto

Incorrect for me, According to the list I am D* and garaged or drive does not make any difference to the quote.
Whereas where I used to live I would not leave a 20 year old bike with no wheels outside is classed as an A!

Interesting read all the same.

Incorrect for me too, there's no requirement or us to garage the R1 or the two cars in TW1....shows how bonkers insurance really is