Insurance Quote - Opinions required Urgently!! - SV650.org

15-09-06, 03:52 PM

Advice wanted...

I'm 28, had the SV for a year and my licence for a year Got a garage, ground anchor, monster lock. Previously ensured it with e-bike on a month by month basis, paying £65 a month (well over £700 pa).

Now I want to start riding more often and thought of getting insurance for a year. I figured that I need to get some NCD behind me, and not intending on making a claim I got the following quote from Hastings, which is about the best I've found so far. Here are the credentials:

Summary of Cover

Address Bradford,West Yorkshire
Occupation IT Consultant
Insurer Advantage Insurance Company Limited
Bike Details SUZUKI SV 650 S
Bike Value £1,501 - £2,000
Annual Mileage 2000 - 2999
Cover Period 16/09/06 - 15/09/07
Permitted Drivers Insured Only
Type of Cover Third party fire and theft
Type of Use Social, Domestic, Pleasure, and Commuting
No-Claim Bonus 0 Year
Riding other bikes Yes
Green Card No
Legal Protection No
Voluntary Excess £0
Fire & Theft Excess £ 350
Premium - (without IPT) £ 214.09
Insurance Premium Tax £ 10.7
Legal Protection £ 0
Premium £ 224.79

Do you guys think that this is a decent price? (FC with the same Fire and Theft access and £200 accidental damage excess was £491 - more than double)

Any one with similar predicaments/prices I would be glad to here from.

finally it is with Hastings, and the quote is only valid for today

SoulKiss · 15-09-06, 03:56 PM

Quote:

Originally Posted by Reh

Advice wanted...

I'm 28, had the SV for a year and my licence for a year Got a garage, ground anchor, monster lock. Previously ensured it with e-bike on a month by month basis, paying £65 a month (well over £700 pa).

Now I want to start riding more often and thought of getting insurance for a year. I figured that I need to get some NCD behind me, and not intending on making a claim I got the following quote from Hastings, which is about the best I've found so far. Here are the credentials:

Summary of Cover

Address Bradford,West Yorkshire
Occupation IT Consultant
Insurer Advantage Insurance Company Limited
Bike Details SUZUKI SV 650 S
Bike Value £1,501 - £2,000
Annual Mileage 2000 - 2999
Cover Period 16/09/06 - 15/09/07
Permitted Drivers Insured Only
Type of Cover Third party fire and theft
Type of Use Social, Domestic, Pleasure, and Commuting
No-Claim Bonus 0 Year
Riding other bikes Yes
Green Card No
Legal Protection No
Voluntary Excess £0
Fire & Theft Excess £ 350
Premium - (without IPT) £ 214.09
Insurance Premium Tax £ 10.7
Legal Protection £ 0
Premium £ 224.79

Do you guys think that this is a decent price? (FC with the same Fire and Theft access and £200 accidental damage excess was £491 - more than double)

Any one with similar predicaments/prices I would be glad to here from.

finally it is with Hastings, and the quote is only valid for today

Try H&R Insurance - best quotes for me.

Also take the Legal insurance - its only a few quid but is worth every penny if you have a dispute.

Also consider excess insurance

David

15-09-06, 04:06 PM

I have almost exactly the same circumstances as you except I live in London and I am looking at least £450. Most places try it on for £600.

15-09-06, 04:19 PM

SoulKiss

Got a quote from them, comes to £243 without legal cover for TPFT, and a compulsory excess of £250, so that's about the same I think?

thanks for your advice though - much appreciated.

15-09-06, 04:24 PM

ive been with hastings direct for years now and find each renewal no one can beat them, i pay £98.

15-09-06, 04:28 PM

22 1 year NCB

No Garage

TPFTH £218

Motorcycle Direct

15-09-06, 04:31 PM

try autotrader.co.uk/bikes

then goto insurance and fill your details in, they will send your details to a few different companys who will contact you with qutoes via telephone or email.

i did that, and got insurance cheap through A-quote this year .

15-09-06, 05:04 PM

I just insured mine with H&R at a cost of £122 tpft
and best still they accept American Express

15-09-06, 06:42 PM

Hi there.
I am 29 and I have just insured my sv 650s through bennets.
Its £248 per year fully comp and i havent even passed my test yet.
Might be worth a call

Viney · 15-09-06, 06:55 PM

Its a good price to be honest. You may be able to beat, buts its how you value your time. I wouls stress that LEgal cover is a must with bike claims, it really is.

15-09-06, 03:52 PM	#1
Reh Guest Posts: n/a	Insurance Quote - Opinions required Urgently!! Advice wanted... I'm 28, had the SV for a year and my licence for a year Got a garage, ground anchor, monster lock. Previously ensured it with e-bike on a month by month basis, paying £65 a month (well over £700 pa). Now I want to start riding more often and thought of getting insurance for a year. I figured that I need to get some NCD behind me, and not intending on making a claim I got the following quote from Hastings, which is about the best I've found so far. Here are the credentials: Summary of Cover Address Bradford,West Yorkshire Occupation IT Consultant Insurer Advantage Insurance Company Limited Bike Details SUZUKI SV 650 S Bike Value £1,501 - £2,000 Annual Mileage 2000 - 2999 Cover Period 16/09/06 - 15/09/07 Permitted Drivers Insured Only Type of Cover Third party fire and theft Type of Use Social, Domestic, Pleasure, and Commuting No-Claim Bonus 0 Year Riding other bikes Yes Green Card No Legal Protection No Voluntary Excess £0 Fire & Theft Excess £ 350 Premium - (without IPT) £ 214.09 Insurance Premium Tax £ 10.7 Legal Protection £ 0 Premium £ 224.79 Do you guys think that this is a decent price? (FC with the same Fire and Theft access and £200 accidental damage excess was £491 - more than double) Any one with similar predicaments/prices I would be glad to here from. finally it is with Hastings, and the quote is only valid for today

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15-09-06, 04:06 PM	#3
thor Guest Posts: n/a	I have almost exactly the same circumstances as you except I live in London and I am looking at least £450. Most places try it on for £600.

15-09-06, 04:19 PM	#4
Reh Guest Posts: n/a	SoulKiss Got a quote from them, comes to £243 without legal cover for TPFT, and a compulsory excess of £250, so that's about the same I think? thanks for your advice though - much appreciated.

15-09-06, 04:24 PM	#5
kwak zzr Guest Posts: n/a	ive been with hastings direct for years now and find each renewal no one can beat them, i pay £98.

15-09-06, 04:28 PM	#6
SpankyHam Guest Posts: n/a	22 1 year NCB No Garage TPFTH £218 Motorcycle Direct

15-09-06, 04:31 PM	#7
Warren Guest Posts: n/a	try autotrader.co.uk/bikes then goto insurance and fill your details in, they will send your details to a few different companys who will contact you with qutoes via telephone or email. i did that, and got insurance cheap through A-quote this year .

15-09-06, 05:04 PM	#8
BigDog Guest Posts: n/a	I just insured mine with H&R at a cost of £122 tpft and best still they accept American Express

15-09-06, 06:42 PM	#9
Viper Guest Posts: n/a	Hi there. I am 29 and I have just insured my sv 650s through bennets. Its £248 per year fully comp and i havent even passed my test yet. Might be worth a call

15-09-06, 06:55 PM	#10
Viney Member Mega Poster Join Date: Jul 2003 Location: In the shadows to the left Posts: 7,700	Its a good price to be honest. You may be able to beat, buts its how you value your time. I wouls stress that LEgal cover is a must with bike claims, it really is.