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16-03-05, 07:52 PM
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#1 |
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Guest
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Reducing insurance
Dear All,
Does anyone have any practical ways to reduce insurance premiums? I am thinking of doing the IAM on my bike. Is there anything else I can do, other than wait for the no claims discount to start kicking in? Cheers, msr |
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16-03-05, 08:08 PM
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#2 |
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Guest
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buy a scooter with free insurance
 
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16-03-05, 08:11 PM
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No, I don't lend tools.
Mega Poster
Join Date: Jul 2003
Location: Skunk Works, Nth London
Posts: 8,680
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Various things can make a difference, some big some small.
- Move to a lower risk area; big reduction. - Build a garage; big reduction, but refer to the first item, if you're already in a low risk area can be no difference at all. - Get a bike in a lower group; can be a big reduction. - Fit an approved alarm, small reduction, huge cost - typically £300, unless an insurance requirement there's better security for that sort of money. - Do one (or all) of the various advanced tests; small reduction ~ 5% - In some cases join a recognised owners club; ~ up to 5% - Get older; big reduction - Get experienced, new riders and those with a gap in their insurance history pay more. Sadly, if there were any magic tips we'd all know them by now.
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If an SV650 has a flat tyre in the forest and no-one is there to blow it up, how long will it be 'til someone posts that the reg/rec is duff and the world will end unless a CBR unit is fitted? A little bit of knowledge = a dangerous thing. "a deathless anthem of nuclear-strength romantic angst" |
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16-03-05, 08:36 PM
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Quote:
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16-03-05, 09:03 PM
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No, I don't lend tools.
Mega Poster
Join Date: Jul 2003
Location: Skunk Works, Nth London
Posts: 8,680
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Quote:
I never said it would be easy.
__________________
If an SV650 has a flat tyre in the forest and no-one is there to blow it up, how long will it be 'til someone posts that the reg/rec is duff and the world will end unless a CBR unit is fitted? A little bit of knowledge = a dangerous thing. "a deathless anthem of nuclear-strength romantic angst" |
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16-03-05, 09:06 PM
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#6 |
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Guest
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Is it still possible to get someone else to insure a vehicle and you as a named driver? I know it used to be one way of avoiding paying too high a premium.
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16-03-05, 09:20 PM
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#7 |
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No, I don't lend tools.
Mega Poster
Join Date: Jul 2003
Location: Skunk Works, Nth London
Posts: 8,680
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Most insurance companies won't do this with bikes nowadays, and those that will generally calculate the premium by assessing the dearest rider/driver and then adding a percentage for each other rider/driver, typically 10%.
So it won't be cheaper, not a bit, oh no. Which is shame, as this is exactly what myself and my Dad did with a Suzuki 750 about -*Passage Deleted*- years ago.
__________________
If an SV650 has a flat tyre in the forest and no-one is there to blow it up, how long will it be 'til someone posts that the reg/rec is duff and the world will end unless a CBR unit is fitted? A little bit of knowledge = a dangerous thing. "a deathless anthem of nuclear-strength romantic angst" |
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16-03-05, 09:20 PM
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#8 | |
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Vipers Pillion Bitch
Mega Poster
Join Date: Jul 2003
Location: Waterlooville
Posts: 3,933
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Quote:
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I look good, I mean really good! Hey everyone come and see how good I look! |
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16-03-05, 10:34 PM
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Quote:
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16-03-05, 10:38 PM
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#10 |
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Guest
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Try to find the name and address of a bike cop and put him on even if he doesnt know. My mate tried a quote with a Cabinet Minister on his insurance and found it went down! I cant see how it is illegal......although someone will prob tell me
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