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15-08-05, 11:02 AM | #1 |
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Insurance Query
Earlier in the year, I was involved in a no claim (by either party) accident in my cage, resulting in no damage to people or vehicles, no claims, etc.
I know there's a culture of "rewarding" the victim (ie myself) of accidents with higher premiums on the principle that they can usually be avoided. However, this was a genuine 'nothing I could do' to avoid it/in no way my fault accident and the other party has admitted full liability to the police and myself. Looking at quotes, despite being a year older and having NCB, my quotes have gone up almost £100. Can anyone recommend any car/bike insurers (I believe the bike quotes will also be affected?) who use a bit of common sense/are reasonable about these things and actually take the details of the incident into account before stamping 'insurance risk' on your quote and financially raping you with an obscene quote? |
15-08-05, 11:32 AM | #2 |
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I tried looking at eBikeSure.com at the weekend and was pleasantly surprised...
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15-08-05, 11:38 AM | #3 |
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When calling around for insurance, recently, many brokers weren't interested in accidents where no claim had been made.
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15-08-05, 12:17 PM | #4 |
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cia & motorcycle direct, had to list my 0pence theft and 0 pence accident as a third party, didnt seem to effect the premium,
hth Alex |
15-08-05, 01:29 PM | #5 |
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Cheers folks. Much appreciated
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15-08-05, 04:57 PM | #6 |
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any reason to charge you more
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