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03-10-12, 12:17 AM | #1 |
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Insurance anomolies
Right - my Versys costs £126 fully comp per year with full NCB.
Yesterday I insured my 1995 C90 for the year at a cost of £58.20 TPF+T with no NCB as it's all on my Versys. While I was on the comparison sites I checked out prices for my CBR600 and my TS250. What follows really doesn't make sense to me. 1998 CBR600FW = £57.50 TPF+T or £62.89 Comp 1979 TS250C = £63.77 TPF+T Same personal details, all I changed were the bikes. Who can make sense of this, the CBR600 would cost 70p less than my C90 and the TS250 more than that? |
03-10-12, 02:32 AM | #2 |
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Re: Insurance anomolies
sometimes i think they pick numbers from a 'countdown style' game board, add them up and thats the quote
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03-10-12, 03:35 AM | #3 |
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Re: Insurance anomolies
LOL that's insane!!
I had to sorn my C90 and ride a 600 to save on insurance. LOL No one would believe you.
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03-10-12, 06:57 AM | #4 |
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Re: Insurance anomolies
It's just statistics mate. C90s obviously get nicked and crashed all day, every day.
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03-10-12, 07:10 AM | #5 |
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Re: Insurance anomolies
they always say that but why dont they make the figures transparent so we can all have a gander rather than hide it all and price fix between the insurance companies . They all sing from the same sheet.
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03-10-12, 07:44 AM | #6 |
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Re: Insurance anomolies
Ah see where you're going wrong Loz is you're trying to apply logic to insurance quotes, the two rarely combine.
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03-10-12, 09:45 AM | #7 |
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Re: Insurance anomolies
Quite possibly different insurers/products/underwriting strategies. More insurers want to cover CBRs than the other 2?
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03-10-12, 11:26 AM | #8 |
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Re: Insurance anomolies
About 10 years ago, our son was driving from Glasgow to Newquay so he enquired about getting girlfried on the insurance to share driving.
He was quoted a £30 refund !!! He got her added and shortly after a refund came in post. After this, many of his pals got 'notional girls' added to their policies and they many also got refunds. One lad got a name added to get refund, but was not going to tell her and was certainly not going to let her drive his car. SMcG in Glasgow |
03-10-12, 11:40 AM | #9 |
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Re: Insurance anomolies
I always put my mum on my car policies.
It lowers the overall risk of the policy, which gives you a cheaper premium.. |
03-10-12, 11:46 AM | #10 | |
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Re: Insurance anomolies
Quote:
I also brought down the insurance of my ex, and she brought mine down. Lozzo, your C90 is probably more expensive to insure because they are not generally ridden by the same type of person who ride a 14 year old CBR600. Most of the C90s, in London certainly, are ridden by people in suits with Momo p*sspot lids who try to follow the cycle couriers around, but with significantly less skill. |
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