Swinton Insurance or Red Star Equity Insurance? - SV650.org

TheRamJam · 19-01-12, 10:37 AM

My insurance is due for renewal next month and i want to shop around for the best deal. I have done those horrid comparison site surveys and the cheapest deals are from Swinton or Red Star Equity.

I have 3 yrs NCB and currently pay 31.50 a month with Express Bike Insurance

Both Swinton and STE come in around £27.50 a month or a one off payment of £269.23 fully Comp

Has anyone used either of these companies and are they any good or should I take my business elsewhere?

Regards

timwilky · 19-01-12, 11:03 AM

Equity red star are a reputable insurance company who pay up when push comes to shove. However it is a game of negotiation with them, silly offer, reject. less silly, reject. Proper offer, cash cheque. I used to act for them in the 70-90s

Who is the insurance company Swinton are proposing?

dyzio · 19-01-12, 11:28 AM

Quote:

Originally Posted by TheRamJam

a one off payment of £269.23 fully Comp

That's for the gsxr? In Glasgow??

TheRamJam · 19-01-12, 11:33 AM

Quote:

Originally Posted by timwilky

Equity red star are a reputable insurance company who pay up when push comes to shove. However it is a game of negotiation with them, silly offer, reject. less silly, reject. Proper offer, cash cheque. I used to act for them in the 70-90s

Who is the insurance company Swinton are proposing?

AXA as the proposer

Quote:

Originally Posted by dyzio

That's for the gsxr? In Glasgow??

Yeah am a careful rider

Sir Trev · 19-01-12, 11:36 AM

Swinton are a broker and Equity Red Star are insurance underwriters. I've had lots of policies that are ERS from a variety of brokers but as The Not Grumpy but Opionated One suggests they are only as good as the claims handler assigned to your case in the unfortunate situation that warrants one.

I'd say ERS policies are fine personally.

Bibio · 19-01-12, 11:51 AM

ERS are spot on. i had dealings with them on the last bike when it got stolen, no arguing and no hassle(they even left me alone while i was recovering from my op which reduced my stress levels unlike my finance company ''spit''). they are how Norwich Union used to be years ago.

daveyrach · 19-01-12, 12:30 PM

Had a fair few ERS policies, luckily haven't had to call upon them.

19-01-12, 12:50 PM

Equity Redstar exclude the Nurburgring in their bike policy wording.

squirrel_hunter · 19-01-12, 12:55 PM

Do not use Swinton. I did. I regreted it.

They were not interested and did not help one bit after an incident, but were happy to frequently offer to claim for compensation for me and my car passengers resulting whiplash. Which would have been fine if I hadn't been on my bike.

Dave20046 · 19-01-12, 05:33 PM

**** swinton

19-01-12, 10:37 AM	#1
TheRamJam Member Mega Poster Join Date: Feb 2009 Location: North East Glasgow, UK Posts: 1,137	Swinton Insurance or Red Star Equity Insurance? My insurance is due for renewal next month and i want to shop around for the best deal. I have done those horrid comparison site surveys and the cheapest deals are from Swinton or Red Star Equity. I have 3 yrs NCB and currently pay 31.50 a month with Express Bike Insurance Both Swinton and STE come in around £27.50 a month or a one off payment of £269.23 fully Comp Has anyone used either of these companies and are they any good or should I take my business elsewhere? Regards __________________ Previous: Suzuki SV650S K9 - Sold Suzuki GSXR1000 K8 - Wrote Aff Honda Fireblade RR-9 - Sold Yamaha MT 10 - Sold Current Bike: Aprilia Tuono V4 Factory

19-01-12, 11:03 AM	#2
timwilky Member Mega Poster Join Date: Mar 2004 Location: Not in Yorkshire. (Thank God) Posts: 4,116	Re: Swinton Insurance or Red Star Equity Insurance Equity red star are a reputable insurance company who pay up when push comes to shove. However it is a game of negotiation with them, silly offer, reject. less silly, reject. Proper offer, cash cheque. I used to act for them in the 70-90s Who is the insurance company Swinton are proposing? __________________ Not Grumpy, opinionated.

19-01-12, 11:36 AM	#5
Sir Trev Member Mega Poster Join Date: Jun 2005 Location: High Wycombe, where the chair factories used to be Posts: 1,440	Re: Swinton Insurance or Red Star Equity Insurance Swinton are a broker and Equity Red Star are insurance underwriters. I've had lots of policies that are ERS from a variety of brokers but as The Not Grumpy but Opionated One suggests they are only as good as the claims handler assigned to your case in the unfortunate situation that warrants one. I'd say ERS policies are fine personally. __________________ We are the Goon Squad and we're coming to town, BEEP BEEP!

19-01-12, 11:51 AM	#6
Bibio Member Mega Poster Join Date: Jul 2008 Location: here as devil's advocate Posts: 11,540	Re: Swinton Insurance or Red Star Equity Insurance ERS are spot on. i had dealings with them on the last bike when it got stolen, no arguing and no hassle(they even left me alone while i was recovering from my op which reduced my stress levels unlike my finance company ''spit''). they are how Norwich Union used to be years ago.

19-01-12, 12:30 PM	#7
daveyrach Member Join Date: Feb 2011 Location: Reading, Berkshire Posts: 934	Re: Swinton Insurance or Red Star Equity Insurance Had a fair few ERS policies, luckily haven't had to call upon them. __________________ Currently bikeless - Driving a 2012 Chevrolet Aveo

19-01-12, 12:50 PM	#8
Tim in Belgium Guest Posts: n/a	Re: Swinton Insurance or Red Star Equity Insurance Equity Redstar exclude the Nurburgring in their bike policy wording.

19-01-12, 12:55 PM	#9
squirrel_hunter Member Mega Poster Join Date: Apr 2005 Location: Sunny Swindon Posts: 3,570	Re: Swinton Insurance or Red Star Equity Insurance Do not use Swinton. I did. I regreted it. They were not interested and did not help one bit after an incident, but were happy to frequently offer to claim for compensation for me and my car passengers resulting whiplash. Which would have been fine if I hadn't been on my bike. __________________ "A little enthusiastic?" May I add here, GG is awesome and I think I am in love with Stretchie...he rocks my world! SH2 \| 2MA \| GROM \| YSR

19-01-12, 05:33 PM	#10
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Re: Swinton Insurance or Red Star Equity Insurance **** swinton __________________

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