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15-11-17, 10:20 AM | #11 |
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Re: Insurance question again
Tax you can sign up to pay monthly and cancel / sorn as soon as you're home (or before end of the month). It'll cost you a month's tax.
I tried to cancel one policy a few months before it was up and the admin fees and amount left to pay on extras (legal cover, breakdown etc, which they said I signed up for 12 months for and is not cancellable as it's an add on that I bought as a whole for the year, but was paying in installments) was going to be way more than the last few months payments if I just let the cover it run on to complete the 12 months. |
15-11-17, 10:22 AM | #12 |
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Re: Insurance question again
+ the new bike I wanted to add to the policy was 1985 and the underwriter didn't insure vintage bikes apparently. So i started a new separate policy for it... but couldn't use my NCD as it was on the other bike. I then ended up in the situation a few months later of having 1 year 8 months NCD for my next policy which only counted as 1 year... as they do it in whole years.
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15-11-17, 11:56 AM | #13 |
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Re: Insurance question again
If you are not going to ride it to the spring why don't you get 1 of the bike delivery companies to deliver it you, there are plenty advertising on fleabay etc, If you could get someone local it would probably be cheaper & easier than cancelling policies, putting on & then cancelling road tax etc.
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15-11-17, 02:00 PM | #14 |
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Re: Insurance question again
I used Anyvan to get quotes for one bike being collected / delivered. Tend to be drivers who are passing through that area that reply to the listing, so cheaper than if they were doing the whole journey just for you. Prices vary massively. Avoid the cheapest uninsured ones! They need to be specifically insured for moving vehicles... not just furniture as a lot seem to be!
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15-11-17, 03:50 PM | #15 |
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Re: Insurance question again
You can't get tax unless you're insured. But then you can't get tax online until the DVLA have received & processed the change of ownership, so it's probably not worth worrying about.
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15-11-17, 04:07 PM | #16 |
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Re: Insurance question again
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16-11-17, 05:35 AM | #17 | |
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Re: Insurance question again
Quote:
Years ago I had a Suzuki GS850 for touring and commuting, an LC350 for fun and a Ducati Pantah for joyous Sundays. I found it a p.i.t.a. keeping them all maintained and clean. Now I have the SV650AL7 all my bases are covered in the one bike. |
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16-11-17, 02:49 PM | #18 | |
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Re: Insurance question again
Quote:
Look at it like this, if I do the same annual mileage as you do I still only spend the same as you on fuel and servicing (within reason) it's just the MOTs and VELs that are the real extravagance...... |
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16-11-17, 03:57 PM | #19 |
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Re: Insurance question again
How about keeping the sv for the winter and until the policy runs out thus getting your two years ncb then insure and ride the new bike from then? I would hire a small van to go pick it up if you dont know anyone who can do it.
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