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19-06-18, 03:48 PM | #1 |
Junior Member
Join Date: Mar 2005
Location: North London
Posts: 25
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Notify current insurance about previous policies 'dismissed' claim?
Hi all,
Hunting high and low for any info on this, to no avail. After renewing my insurance I had a claim made against me which fell under my old policy (different company). The claim went to court and was dismissed, so no claim was 'won' against my previous insurers. Am i required to inform my current insurers of the dismissed claim against my previous policy? The (Hastings) policy is a little vague, and makes no mention of a dismissed claim. I don't want to invalidate my policy, but also I don't want to flag it up/increase my premium if it's not necessary. Any experience? TIA |
19-06-18, 03:51 PM | #2 |
Member
Mega Poster
Join Date: Jul 2008
Location: here as devil's advocate
Posts: 11,540
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Re: Notify current insurance about previous policies 'dismissed' claim?
it was dismissed therefore no claim. as far as i know a claim is only valid if a pay out is made.
best ask your new insurers to be sure. |
19-06-18, 04:00 PM | #3 |
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Mega Poster
Join Date: Jan 2004
Location: Whyteleafe
Posts: 3,395
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Re: Notify current insurance about previous policies 'dismissed' claim?
They usually ask for any accidents that you've been involved in, in any vehicle under any policy in the last 5 years.
If it falls under this then declare it. Otherwise I'd say you're ok.
__________________
Silver SV650SK3, Fuel exhaust |
19-06-18, 04:36 PM | #4 |
Junior Member
Join Date: Mar 2005
Location: North London
Posts: 25
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Re: Notify current insurance about previous policies 'dismissed' claim?
Thanks very much Bibio & Ophic, seems best give them a bell.
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