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Old 30-12-06, 02:50 PM   #1
Blue_SV650S
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Default Its that time of year again Renewal time

It seems all my vehicle MOTs, Tax and Insurance come around this time of year ... being around Christmas is a killer for me bank account

Anyhoo ... got my renewal through 172. TPFT a bit steep I thought (32, garaged, been riding forever, never had a claim, no current penalties help grannies cross the road . running for being the next pope etc etc ).

I am pretty lazy so not about to ring around the world, but figured I'd try e-bike insurance as heard good things, also better than chatting round the Christmas dinner table with my relatives!! (I am sure all of you can 'feel' me there ) 112 TPFT 150 excess thats more acceptable I thought!!

Figured Id contact my current broker to see if they could match or better e-bike they could match it, but 400 excess so asked them to look again 119 150 excess that sounds the ticket I thought

Then the nice lady started talking dirty to me* and dont ask me how but I ended up going fully comp at 171 with 325xs

Basically I wanted to have ride others ppls bikes TPO on the policy as that is handy (and my mate has just bought a new GIXER thou )

I am sat here slightly stunned that I went FC and that I now have 325 xs

What do other pillars of society like myself pay insurance wise?!?

*Thats a total fib, but made a boring insurance thread/post momentarily more interesting!!!
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Old 30-12-06, 02:56 PM   #2
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just renewed with Ebike 348 fully comp with business use for all 4 bikes listed below. (with loads of modifications)
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Old 30-12-06, 02:59 PM   #3
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Quote:
Originally Posted by busasean
just renewed with Ebike 348 fully comp with business use for all 4 bikes listed below. (with loads of modifications)
Do you get to ride other ppls bikes?
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Old 30-12-06, 04:44 PM   #4
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163 fully comp, incl 25 legal expenses cover, 3 years NCB, with Bennets, garaged, clean licence, 200 excess, K5 naked, but I'm 56. I thought that was expensive.
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Old 30-12-06, 05:12 PM   #5
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Quote:
Originally Posted by oldjack
163 fully comp, incl 25 legal expenses cover, 3 years NCB, with Bennets, garaged, clean licence, 200 excess, K5 naked, but I'm 56. I thought that was expensive.
How long have you had your license??? unfortunately you probably fall into their 'born again biker' risk category if you have have had it 29 years ... yet only 3 years your NCD (indicating bab)??!?!
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Old 30-12-06, 05:29 PM   #6
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I have always been fortunate with Motorcycle Direct. Never paid more than 180 TPFT for any of my bikes since i started riding at 21, 4 years ago. Bargain
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Old 30-12-06, 05:59 PM   #7
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went with devitt=223 tpft 0 n/c-covered for other bike too-200 excess.

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Old 30-12-06, 06:11 PM   #8
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31, 6 month old licence, 2y`s NCB, 6 month old sv650, fully comp, 200xs, equity red star. 323 god i love my parents postcode
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Old 30-12-06, 07:33 PM   #9
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Yup, I'm a born again biker, first time I've been called a bab though. I started up again 3 years ago having last ridden in 1986, I don't know if they take that into account, I can't remember if I told them I'd had a 17 year layoff !
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Old 30-12-06, 07:40 PM   #10
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Quote:
Originally Posted by Blue_SV650S
Quote:
Originally Posted by busasean
just renewed with Ebike 348 fully comp with business use for all 4 bikes listed below. (with loads of modifications)
Do you get to ride other ppls bikes?
erm, turns out i'm not covered for other bikes! well, thats a first! its a good job someone else was paying attention. just sent an email to Ebike because i have NEVER EVER had insurance which doesnt cover you 3rd party only on other vehicles.it should be made clear when taking out the policy that this is the case. just rechecked everything else on the policy! mind you it doesnt worry me as i dont really ride other peoples bikes.
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