since when did £650 excess become the norm? - SV650.org

Dave20046 · 03-05-12, 09:12 AM

Just shopping for bike insurance (online at the mo) all the sites have a compulsory excess of :£650. It may be a 'young persons' excess, but anyone else noticed it?Is this how they're trying to disguise/hinder raising premiums?
Most annoyingly I thought "fair enough I won't be claiming then" and put the total excess up to £1650... no change in premium!
The premiums are actually pretty cheap so not really grumbling ... but the choice would be nice

dizzyblonde · 03-05-12, 09:22 AM

nope..........ya just need to grow up

Dave20046 · 03-05-12, 09:27 AM

It's not fair I'm practically an old man anyway

* bar the odd immature moment where rude words are concerned

dizzyblonde · 03-05-12, 09:30 AM

How old are you now Dave? You have to be 25 by now!

Dave20046 · 03-05-12, 09:36 AM

Not yet

Not really grumbling as combined with the premium it suits me and the sv, would just be a pain on the car or another bike though

MisterTommyH · 03-05-12, 09:42 AM

Quote:

Originally Posted by Dave20046

* bar the odd immature moment where rude words are concerned

Is this cheese related?

Dave20046 · 03-05-12, 09:46 AM

Snigger, its been known

christopher · 03-05-12, 01:16 PM

Mine was £650 and now it's £500. On every policy I've had there has been the option of "excess insurance" which I've always taken.

Basically you pay £X for the policy and then it covers the first £Y of your excess should you claim.

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daveyrach · 03-05-12, 03:16 PM

I'm 24, got my insurance via Comparethemarket from a company called Grove and Dean, was £250 for insurance on the SV with £350 excess, I have 5 years no claims tho and my bike is garaged, dunno if that has made a difference as it says if my bike is stolen from my home while not garaged my excess is £650.

andrewsmith · 03-05-12, 03:39 PM

young rider excess is £650 regardless

03-05-12, 09:12 AM	#1
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	since when did £650 excess become the norm? Just shopping for bike insurance (online at the mo) all the sites have a compulsory excess of :£650. It may be a 'young persons' excess, but anyone else noticed it?Is this how they're trying to disguise/hinder raising premiums? Most annoyingly I thought "fair enough I won't be claiming then" and put the total excess up to £1650... no change in premium! The premiums are actually pretty cheap so not really grumbling ... but the choice would be nice __________________ Last edited by Dave20046; 03-05-12 at 09:17 AM.

03-05-12, 09:22 AM	#2
dizzyblonde Da Cake Boss Mega Poster Join Date: May 2007 Location: On a flying Horse Posts: 9,992	Re: since when did £650 excess become the norm? nope..........ya just need to grow up __________________ Suzy, yellow 2001 SVS. Kitty, V-Raptor 1000, ZZR1400<<its my bike now Pegasus! Hovis 13.8.75-3.10.09 Reeder 20.7.88-21.3.12

03-05-12, 09:27 AM	#3
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Re: since when did £650 excess become the norm? It's not fair I'm practically an old man anyway * bar the odd immature moment where rude words are concerned __________________

03-05-12, 09:30 AM	#4
dizzyblonde Da Cake Boss Mega Poster Join Date: May 2007 Location: On a flying Horse Posts: 9,992	Re: since when did £650 excess become the norm? How old are you now Dave? You have to be 25 by now! __________________ Suzy, yellow 2001 SVS. Kitty, V-Raptor 1000, ZZR1400<<its my bike now Pegasus! Hovis 13.8.75-3.10.09 Reeder 20.7.88-21.3.12

03-05-12, 09:36 AM	#5
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Re: since when did £650 excess become the norm? Not yet Not really grumbling as combined with the premium it suits me and the sv, would just be a pain on the car or another bike though __________________

03-05-12, 09:46 AM	#7
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Re: since when did £650 excess become the norm? Snigger, its been known __________________ Last edited by Dave20046; 03-05-12 at 01:43 PM. Reason: p.o.s phone

03-05-12, 01:16 PM	#8
christopher Member Join Date: Apr 2009 Location: Chester, UK Posts: 795	Mine was £650 and now it's £500. On every policy I've had there has been the option of "excess insurance" which I've always taken. Basically you pay £X for the policy and then it covers the first £Y of your excess should you claim. Sent using Tapatalk __________________

03-05-12, 03:16 PM	#9
daveyrach Member Join Date: Feb 2011 Location: Reading, Berkshire Posts: 934	Re: since when did £650 excess become the norm? I'm 24, got my insurance via Comparethemarket from a company called Grove and Dean, was £250 for insurance on the SV with £350 excess, I have 5 years no claims tho and my bike is garaged, dunno if that has made a difference as it says if my bike is stolen from my home while not garaged my excess is £650. __________________ Currently bikeless - Driving a 2012 Chevrolet Aveo

03-05-12, 03:39 PM	#10
andrewsmith Member Mega Poster Join Date: Apr 2010 Location: Newcastle upon Tyne, Just south of salad dodging country Posts: 7,750	Re: since when did £650 excess become the norm? young rider excess is £650 regardless __________________ RIP Reeder 20/07/1988 - 21/03/2012. Always missed squire!!! Every year we meet old friends, gain some new ones, lose old ones and you always remember them all. “Live as if you were to die tomorrow. Learn as if you were to live forever.” Mahatma Gandhi

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