Gripe of the day - What is yours?

[svenrico]

Just a comment regarding whether to notify your own insurance company ,aren't you supposed to notify your insurance company whether the other person admits liabilty or not, or whatever the other person's insurance company might say ?!

[redtrummy]

You are. But if its only a small knock and the other party admits liability then I would not.
The son was on the receiving end of a hit and run, no witness could quote the number plate of the culprit car. If he had claimed then his premium on renewal would have gone up considerably so he paid to get it fixed. I think that's what a lot do.

[Dave20046]

Originally Posted by Bibio

you only loose no claims if you claim on your fully comp insurance to have your vehicle fixed while the other parties insurance pays out. once the other party is deemed at fault then your no claims is re-instated. insurance companies cant increase your premium due to a no fault claim and if they mention that they will then also claim the excess from the other party at the time of payout.



do you have protected no claims? then all is well.


thats a good old shunt up the back in that video and i would be surprised if there was no damage.

I've read that they do (previously and again when checking - they also told me on the phone they do) it's all statistics, people involved in crashes (whether their fault or not) are more likely to be in crashes (I suppose often there's things people could have done to avoid the smash and if they're thick don't reflect on that...or just thick).
I'm now one of those people First ever car knock and I've done hundreds of thousands of miles.

It's not as much as you announcing you've had a claim previously but it does affect their price generation as I understand it.

I do, 10yr+ NCD protected - but not sure it eats in that anyway as she's admitted liability

[Dave20046]

Originally Posted by svenrico

Just a comment regarding whether to notify your own insurance company ,aren't you supposed to notify your insurance company whether the other person admits liabilty or not, or whatever the other person's insurance company might say ?!

Yeah, so they can jack up your price

I don't actually know if it's the law that you do, I doubt it.
But if you want to claim you have to notify them 'as soon as possible' which defined in my Ts & C's was up to 24 hours

[Grant66]

Originally Posted by Dave20046

I don't actually know if it's the law that you do, I doubt it.

Highway code rule 286 & RTA section 170

"if you do not give your name and address at the time of the collision, report it to the police as soon as reasonably practicable, and in any case within 24 hours."

It does also say you must report it to your insurance company, but that's not in bold.

https://www.highwaycodeuk.co.uk/answ...in-an-accident


Sent from an S20 using Tapatalk with that kin cr4p blocked

[maviczap]

After experiencing a work related dream where I was assisting in the arrest of someone, I fell out of bed, bashed my face on the bedside table and split my lip open.
Duvet cover covered in blood, and now a nice scab on my lip.
I can do without these kind of dreams ��

[Seeker]

Originally Posted by maviczap

After experiencing a work related dream where I was assisting in the arrest of someone, I fell out of bed, bashed my face on the bedside table and split my lip open.
Duvet cover covered in blood, and now a nice scab on my lip.
I can do without these kind of dreams ��

..but did they get away?

[maviczap]

Originally Posted by Seeker

..but did they get away?

I don't know, which is equally frustrating

[Sir Trev]

You paint quite a picture there Mav, as well as painting the duvet by the sounds of it...

[gadget]

Gripe ... having to sit in traffic virtually stationary for 1hr 45mins for journey that normally takes 20mins! Nose to tail foreign lorries choking up the A2 from Lydden to Dover Port ��. Don't know whats going on but It's been like this for the past three days.
Really pain in the a#@e now especially after a 12hr day.