Collision whilst filtering - advice?

He is now not willing to pay 50% - total cost of repairs and labour totals just over £1900.

So have offered that he pays at least my excess.

I know my premium will go up but hohum.

Or I take a punt and take him to court.

I was filtering Along a main road over the other side of the white line and he pulled out in between the stationary traffic I was filtering past. Do I have a case to make him pay all of it?

Yes I have legal cover with ins.

Double post!

[Wideboy]

take him to court, if you go through insurance and still come out on top you are screwed for a good few years on the premium front, on cars and bike's.... have you got the plods number? can you call him as a witness?

its doesn't matter if he thinks it was 50:50 as if he says about the pulling out business that should be enough. Without a witness your not going to get anywhere with insurance or in a court and it will most likely be settled 50:50.

i can only speak from my personal experience with being shafted by insurance companies

No witnesses, plod came after the fact.

So I'm screwed. If I take him to court do I need to report it to the insurance company? Even if I do not claim?

I can go to one of these no win no fee places...

Nope no win no fee places are for personal injury only sh!t!

[mattSV]

Have you read this

Might be worth a chat with a specialist Bike lawyer, such as White Dalton

It might also be worth explicitly asking the cyclist what insurance he does have - he might be covered under third party liability on his household insurance...

Best letter ever! I have that filtering letter bookmarked, but as he does not have insurance I did not think it would apply.

I will ask however if he does have insurance with anything else - worth asking.

I have just sent him an email basically saying pay my excess or I am taking you to court.

I will try white dalton too! Thanks

[Haircut]

Do you have the details of the truck, if the truck driver waved him out then they may have to share the liability.

Harsh on the truck driver I know but . . . .

[widepants]

Originally Posted by mattSV

- he might be covered under third party liability on his household insurance...

This , I have known someone who claimed on a girls, dads house ins . Worth a punt

Unfortunately no otherwise I would try it