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03-12-05, 01:14 PM | #1 |
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Insurance Claims
Hi all, need some advice
as many of you know myself and my bike went tarmac surfing the other day, wasn't going to claim on insurance as i don't want to lose my no claims, but since then have come round to the idea of claiming, the only problem is i've got an excess of £650 Damage is mostly plastic which we all know is silly money, so what do we think, i can get a quote for all my riding gear too any help advice welcome -C |
03-12-05, 03:30 PM | #2 |
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£650 buys a lot of plastic! Get an assessment of the damage and decide. You will lose 2 years NCD for claiming and next years insurance will be loaded by approx 50%, as well as the loss of 2 years NCD! Plus that loading will last for a couple of years at least, probably 5. I don't think that it is worth it.
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03-12-05, 04:33 PM | #3 |
fantabulas
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Location: Nr Durham
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I agree with every thing Mariner said, £650.00 does buy alot of the plastics...
and the more NBC's you have the more you save in the long run. p.s. who are you insured with ?
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26-12-05, 10:10 AM | #4 |
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Carl, an insurance assessment would most probably write your bike off with only panel damage (due to the cost of new panels). Start collecting some good condition used panels m8.
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26-12-05, 10:28 AM | #5 |
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I had an early mishap on mine, showing off when I collected it. I was parked sat astride it and we fell over
Damage was to Pride and top fairing, indicators, fuel tank and clutch lever. Suzuki prices were just short of £500 I didnt feel like claiming, but I probably should have done |
28-12-05, 08:08 PM | #6 |
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Check your policy details - hardly any policies will cover your clothing, etc. - even a comprehensive policy. Just the bike, so you may have to figure out what to do based purely on damage to the bike.
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10-01-06, 01:07 PM | #7 |
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I'm with motorcycle direct
i haven't claimed on my insurance dad attacked my panels with some filler and dodgy coloured spray paint, so those hat know me will no doubt see it soon Thanks all |
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