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Old 15-11-17, 10:20 AM   #11
Adam Ef
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Default Re: Insurance question again

Tax you can sign up to pay monthly and cancel / sorn as soon as you're home (or before end of the month). It'll cost you a month's tax.

I tried to cancel one policy a few months before it was up and the admin fees and amount left to pay on extras (legal cover, breakdown etc, which they said I signed up for 12 months for and is not cancellable as it's an add on that I bought as a whole for the year, but was paying in installments) was going to be way more than the last few months payments if I just let the cover it run on to complete the 12 months.
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Old 15-11-17, 10:22 AM   #12
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Default Re: Insurance question again

+ the new bike I wanted to add to the policy was 1985 and the underwriter didn't insure vintage bikes apparently. So i started a new separate policy for it... but couldn't use my NCD as it was on the other bike. I then ended up in the situation a few months later of having 1 year 8 months NCD for my next policy which only counted as 1 year... as they do it in whole years.
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Old 15-11-17, 11:56 AM   #13
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Default Re: Insurance question again

If you are not going to ride it to the spring why don't you get 1 of the bike delivery companies to deliver it you, there are plenty advertising on fleabay etc, If you could get someone local it would probably be cheaper & easier than cancelling policies, putting on & then cancelling road tax etc.
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Old 15-11-17, 02:00 PM   #14
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Default Re: Insurance question again

I used Anyvan to get quotes for one bike being collected / delivered. Tend to be drivers who are passing through that area that reply to the listing, so cheaper than if they were doing the whole journey just for you. Prices vary massively. Avoid the cheapest uninsured ones! They need to be specifically insured for moving vehicles... not just furniture as a lot seem to be!
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Old 15-11-17, 03:50 PM   #15
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Default Re: Insurance question again

Quote:
Originally Posted by Adam Ef View Post
Tax you can sign up to pay monthly and cancel / sorn as soon as you're home (or before end of the month). It'll cost you a month's tax.
You can't get tax unless you're insured. But then you can't get tax online until the DVLA have received & processed the change of ownership, so it's probably not worth worrying about.
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Old 15-11-17, 04:07 PM   #16
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Default Re: Insurance question again

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Originally Posted by ophic View Post
You can't get tax unless you're insured.
True... you'd need to sort the insurance bit first.

I've paid tax on a vehicle the same day as buying it a couple of times.

I know people ride / drive vehicle home to buy it the same day once home (if stopped and asked : ) )
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Old 16-11-17, 05:35 AM   #17
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Default Re: Insurance question again

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Originally Posted by Red Herring View Post
It just demonstrates my weak will and complete inability to let anything go.....
Or inability of bike manufacturers to build your one perfect bike?

Years ago I had a Suzuki GS850 for touring and commuting, an LC350 for fun and a Ducati Pantah for joyous Sundays.
I found it a p.i.t.a. keeping them all maintained and clean.

Now I have the SV650AL7 all my bases are covered in the one bike.
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Old 16-11-17, 02:49 PM   #18
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Default Re: Insurance question again

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Originally Posted by Talking Heads View Post
Or inability of bike manufacturers to build your one perfect bike?
I guess it rather depends on your definition of perfect and how much of a compromise you're prepared to accept. My VFR is perfect for blatting down to Spain to watch the MotoGP and although it will do track days my GSXR on slicks is so much better...... The DRZ is just about the perfect around town bike and although I can use it for my IAM work the Hornet is so much more flexible and comfortable. The TDR, XR and Matchless are kept for nostalgias sake but are all great fun in small doses, and the SXV is an investment that you just have to ride occasionally to remind yourself how completely bonkers it really is! I will concede however that my SV is just about the best all rounder in the garage although it took a fair bit of tweaking to get it that way.

Look at it like this, if I do the same annual mileage as you do I still only spend the same as you on fuel and servicing (within reason) it's just the MOTs and VELs that are the real extravagance......
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Old 16-11-17, 03:57 PM   #19
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Default Re: Insurance question again

How about keeping the sv for the winter and until the policy runs out thus getting your two years ncb then insure and ride the new bike from then? I would hire a small van to go pick it up if you dont know anyone who can do it.
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