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06-08-12, 06:39 PM | #1 |
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Professional and Career Development Loans
I will be looking to apply for one of these to fund my college course in AAT Level 2 & 3.
Has anyone applied for one before, and can give me any tips/hints/help in regards to what i should expect. TIA |
06-08-12, 10:43 PM | #2 |
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Re: Professional and Career Development Loans
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07-08-12, 10:11 AM | #3 |
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Re: Professional and Career Development Loans
Daughter did it to fund her masters and BVC. Still has to be paid back even if you do not get the high paying gigs at the end. Having a 20 grand loan to pay pack is a headache for anyone starting life on their own. Think carefully before committing.
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07-08-12, 10:41 AM | #4 |
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Re: Professional and Career Development Loans
The most common cause of disputes arise due to courses which are misleading or misdescribed. Most noteworthy is that any issues you may have with the course could be seperate from your obligation to repay the loan. Therefore its important that you read all the prospectus and descriptive information in detail, including the terms and conditions, and ask as many relevant questions as possible - preferably in writing - before agreeing to the finance.
As for the loan itself, the key information to note is the final amount payable. Budget wise, you must ensure you can afford all the payments over the life of the loan based on 'current' income. This sounds obvious but, as Tim has stated, if you plan to suppliment repayments with the Job you hope to have in 4/5 years time, then you're looking for trouble as being unable to re-pay the loan on completion of the course (due to not finding a job and circumstances changing) is the second most common cause of dispute. Can't say much about the course, but I would strongly suggest that you seek a bit of legal advice on the loan before signing if you're unsure about anything. |
07-08-12, 05:37 PM | #5 |
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Re: Professional and Career Development Loans
used to have one a few years back. pretty easy process. might get another to study some more. if you have any specific questions ask away
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07-08-12, 05:52 PM | #6 | ||
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Re: Professional and Career Development Loans
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