Joined the T Bone Club.

[Toooldtodie]

Baffled!
Consider:
Similar accident, same police force in attendance (Essex), same insurance broker (Bennetts), same solicitors (Minster Law), similar injury and damage to bike, same charge to 3rd party car driver (careless driving) and I got my bike back in 8 weeks (Cat C) but repaired for £300 and injury claim settled in 12 weeks. Essex police even wrote to me to tell me of their decision to prosecute and then again to confirm he had attended the driver improvement course and when!

Why the difference? I was fully comp and legal. Is that it? Did I buy these 1st world rights? Are they a must have, even if we hope never to have to need them?

How can two seemingly identical accidents have run such different courses.
Oh nearly forgot, same model of bike and first name as me!!

[shiftin_gear98]

It never rains but it pours, my only form of transport - crappy old 53 plate Scenic has just died!!
Well in the throws of dying - electronic dash went out on way to work this morning - slight melting smell. That's not going be economically viable to fix....
I keep telling myself to look on the bright side - still have my leg - god damn it's getting harder to look on the bright side.


Yet another email today from 4th D, we are still awaiting a reply from the other party.....


Tam, I will send the stuff over I could really do with some advise, however the god of vehicles is against me right now. Got to take a half day off unpaid to go look for a replacement car and quick. Not liking the possible idea of driving a fireball...


Toooldtodie (Martin), It would appear life is **** sometimes. Glad you were fully comp, I will always be from now on.

I fail to understand why you're having such a hard time with this.

I had a brand new lexmoto 125cc a few years back, it was only insured as Third Party Fire and Theft, no thrills on the policy, no legal cover no hire bike etc. I was hit from behind at around 10mph, A third party (like 4D) took my bike, inspected it, wrote if off, I bought it back (for £50, it was 6 months old with a broken mudguard!) and was paid out on both the bike and personal injury.

In the 4 months this was all going on, I had a hire bike (I went through 6 of them but thats another story) No questions asked as it was all being recovered from the other side, my premiums also have not been affected.

Im starting to think I was lucky, I hope your situations improves Shiftin_Gear98, I really do.

[ophic]

Originally Posted by Corny Gizmo

I fail to understand why you're having such a hard time with this.

Depends on the other side. If you have no witnesses and the other driver doesn't admit fault, you're screwed.

For 12 months I have been receiving letters saying that no resolution has been reached with the other party. I actually have a witness but the other driver appears to be one of those dishonourable dodgy types (read c**t). I doubt I will see any money back.

They wanted to write off my bike, and they have a no buy back policy (Hastings). I refused to let them take it and put it back on the road for £20.

It can be a minefield.

[TamSV]

If it's a nailed on dead cert (like being hit from behind usually is) the accident management companies will fix the bike via a loan to you. They recover the costs from the third party insurer together with interest plus hire bike costs etc.

If the circumstances are less clear they won't be as keen to take a punt.

[shiftin_gear98]

Corny Gizmo, ophic,


That's what I cant get my head round, at the scene the other side did admit fault to the attending police officer.
I also have an independent witness, who stopped to give her details to the police.
Myself, the 3rd party and the witness all had matching statements at the scene of what had happened. Hence I am not getting sent on a careless driving course and she is. If they ever get to ****ing interview her.


The more I think about it the more it ****es me off. When she hit me she actually physically left the scene. She came back around 10 mins later once the off duty policeman had stopped and called it in. I believe she must have rung her husband who told her to get back there sharpish, so she wouldn't get done for hit and run.


Some people are obviously just scum, unfortunately I got hit by one.
Hopefully Karma will **** her over one day too.

[shiftin_gear98]

Or I could post her address on here and a hoard of anger bikers brandishing flaming torches could burn her house to the ground...


Nah, not really my thing either.
Just have to see what will be.


On a positive note, pick up my new car on Friday, hopefully I don't die in a fireball in the meantime.


Disclaimer - Please note the above comment is purely intended as a feeble attempt to lighten my mood, and is in no shape or form a request for an angry hoard to be formed, let alone a torch to be lit.

[Toooldtodie]

Sat nav, accelerant and matches re-stowed!

Down Igor!!

[shiftin_gear98]

Tam, Thank you very much for your reply. You sir are a gent.
I will try to get my head round what you have said and see what I can do to try to speed this up. Going to start badgering the attending police officer shortly.


Martin, keep those supplies handy and yes bring Igor with you.

[shiftin_gear98]

I emailed the police officer, and have just had a reply.

Martin,

Mrs ?? has been interviewed and reported for the offence of careless driving. The file has been submitted with recommendation for a driver improvement course.
The process should take a couple of weeks and you will get some information from our collision reduction section regarding this.

Fingers crossed things might actually be finally in progress.

"driver improvement course" does this translate to careless driving course or have the goal posts moved slightly? Any Org Police input appreciated.

I will leave it a few days and start the other badgering as suggested.