22-02-17, 09:59 AM | #11 |
Member
Join Date: Jul 2004
Location: Essex
Posts: 938
|
Re: Motorcycle Insurance 2017?
I liked Bennets as they have a reasonable list of mods that you dont have to declare. All the others seem to get spooked if you just breathe on your bike. I mean , screen, crash bungs, exhaust ,seat cowl , new levers , huggers stickers all seem pretty reasonable but try it with the others and the underwriters get in a tizz.
__________________
"an unedifying exercise in postmodern, operatic grunge" Was - 2000 Candy blue sv650s -2003 Sonic silver sv1000s Gone - 2007 Wildfire Orange Ninja zx6r Now - 2010 Triton blue sv650s -Back to the future |
22-02-17, 10:15 AM | #12 |
Guest
Posts: n/a
|
Re: Motorcycle Insurance 2017?
When I insured with Bennett's I asked " if I fit a end can in the future will there be "any" extra charge" when I informed them that I had fitted the can they charged me £35 . When I complained and played them the recording of the call, £35 refunded. Result.
|
22-02-17, 10:34 AM | #13 |
Member
Mega Poster
Join Date: Feb 2017
Location: JAMOADR(1999 Curvy) 36,000 miles
Posts: 1,429
|
Re: Motorcycle Insurance 2017?
All good info
Bennets are looking good to me. 16 modifications now included as standard, replaced like-for-like in the event of an accident Last edited by R1ffR4ff; 22-02-17 at 11:04 AM. |
22-02-17, 04:50 PM | #14 | |
Member
Join Date: May 2016
Location: St Albans
Posts: 364
|
Re: Motorcycle Insurance 2017?
Quote:
I think there's a minimum at about £10/month which they just won't go below, so you may as well make the most of it. |
|
22-02-17, 05:13 PM | #15 | |
Member
Mega Poster
Join Date: Feb 2017
Location: JAMOADR(1999 Curvy) 36,000 miles
Posts: 1,429
|
Re: Motorcycle Insurance 2017?
Quote:
|
|
22-02-17, 06:55 PM | #16 |
Member
Join Date: Jun 2012
Location: Chelmsford
Posts: 410
|
Re: Motorcycle Insurance 2017?
Bikesure (via Motorcycle Action Group) last year was £108 fully comp with legal cover included. 4 yrs no claims and low risk area. Just chucking it out there, simply renewed which is rare these days.
And that's with 8000 miles a year, no pillion, commuting.
__________________
Thought I was in a bad mood, but it's been 30 years now, so I suppose it's just who I am. 05 SV650s now with proper suspension, hurrah! Last edited by Toooldtodie; 22-02-17 at 06:57 PM. |
24-02-17, 12:55 PM | #17 |
Member
Join Date: Mar 2013
Location: Aberdeenshire
Posts: 966
|
Re: Motorcycle Insurance 2017?
How are Bikesure on modifications? That's probably the biggest reason I have for sticking with Bennetts.
Just going through the process now, and since I'll be changing bikes a few months into the policy Bennett's admin charges are relevant. I've always gone for third party only and they're quoting me just under £90, protected NCD makes no difference. Just over £90 for TPFT and around £250 for fully comp. The last figure sounds too high. |
24-02-17, 05:23 PM | #18 |
Member
Join Date: Jun 2012
Location: Chelmsford
Posts: 410
|
Re: Motorcycle Insurance 2017?
IIRC the only mod you had to disclose was anything that actually changed the output of the engine (upwards I guess) so aftermarket end cans, etc were exempt or anything that materially increased it's value like solid gold rearsets or stuffed moose head front fairing!
Pillions do cost an extra £20 or so. That's fully comp, with £250 excess.
__________________
Thought I was in a bad mood, but it's been 30 years now, so I suppose it's just who I am. 05 SV650s now with proper suspension, hurrah! Last edited by Toooldtodie; 24-02-17 at 05:24 PM. |
24-02-17, 05:42 PM | #19 | |
Member
Join Date: Mar 2013
Location: Aberdeenshire
Posts: 966
|
Re: Motorcycle Insurance 2017?
Modifications are a bag of worms, even the very definition of "modification", for example does fitting an accessory count? Or is it only removing a standard part and replacing with a different one. Bikesure's help page doesn't clarify on that point, and although they sound upbeat about providing cover, they don't mention whether these items affect the cost. Did they say to you that anything not increasing engine power need not be declared, or that it should be declared but won't affect the policy?
Quote:
|
|
24-02-17, 07:27 PM | #20 |
Member
Join Date: Jun 2012
Location: Chelmsford
Posts: 410
|
Re: Motorcycle Insurance 2017?
Swings and roundabouts.
You don't want to pay for the fact that your bike has an Akropovic exhaust system but want to be paid out for it if the bike was stolen? That would be unreasonable and as far as I can tell they work on that principle. Fair enough methinks.
__________________
Thought I was in a bad mood, but it's been 30 years now, so I suppose it's just who I am. 05 SV650s now with proper suspension, hurrah! |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Motorcycle insurance quote. | slark01 | Idle Banter | 4 | 16-01-13 05:34 PM |
Win a year's free motorcycle insurance!* | NewsBot | News | 0 | 19-12-12 11:30 AM |
Been given some £25 off vouchers for motorcycle direct insurance | Paul the 6th | Bikes - Talk & Issues | 0 | 09-06-10 04:50 PM |
Bennetts motorcycle insurance | gruntygiggles | Bikes - Talk & Issues | 26 | 27-03-10 08:23 AM |
travel insurance is worse than motorcycle insurance | timwilky | Idle Banter | 6 | 11-02-10 09:20 AM |